How do I apply for the Aspire Credit Card? This question is about the Aspire® Credit Card

How do I apply for the Aspire Credit Card?

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This question is about the Aspire® Credit Card

Evelyn Boros, Credit Cards Moderator

@evelyn_boros • 05/20/21 This answer was first published on 05/20/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You can only apply for the Aspire Card online.

First, you’ll need to check if you pre-qualify, and if you do, you’ll be able to start the application process.

And if the issuer sent you a mail offer, you can skip pre-qualification. After submitting your 14-digit offer code online, you can begin the application process.

Your chances of being approved are good, even with bad credit, but there are other factors taken into consideration as well. The issuer will look at your income, debts, and payment history to decide if you’re eligible for an Aspire Card.

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People also ask

What credit score is needed for the Aspire Credit Card?

You can get the Aspire Credit Card even with bad credit.

That being said, this card is quite expensive, having:

An APR of 22.74% - 36%
An annual fee of $49 - $175
A $5 - $12.5 monthly fee

If you're looking to apply for the Aspire credit card, keep in mind you can only do it if you already received a pre-approved offer for it in the mail.… read full answer

There are much better credit cards for people with bad credit out there, you just have to find the one that best suits your needs.

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