Chip Lupo, Credit Card Writer
@CLoop
Yes, the Aspire Card does have pre-approval. Aspire actually requires applicants to check for pre-approval before they can apply, so you will have a good idea of your approval odds if you choose to apply. Getting pre-approved for an Aspire Card means that your chances of being approved for an account are very high if you apply, but it does not mean that approval is guaranteed.
Aspire Card pre-approvals do not affect your credit score, as they’re done using a soft “pull,” or inquiry. But if you decide to submit an application for the Aspire Card, Aspire will conduct a hard inquiry, which will lead to a slight but temporary decrease in your credit score.
Aspire® Cash Back Reward Card
People also ask
Does the Aspire Credit Card do a hard pull?
Yes, the Aspire Card will do a hard pull when you apply for it. This can have a short-term negative effect on your credit score.
The good news is that you can apply with bad credit and you'll need to check if you prequalify first. Prequalifying won’t affect your credit score but will help you assess your approval odds.
read full answerWhere can I get an Aspire Credit Card cash advance from?
You can get an Aspire Card cash advance in any bank or at any ATM that displays the Mastercard logo.
But cash advances come with high fees, so it’s best if to avoid them. Instead, try to use your card for payments wherever you can, and leave cash advances for emergency situations.
What credit cards can I pre-qualify for?
To find a list of cards that you qualify for, check out WalletHub's free CardAdvisor tool.
It looks at things like your credit score & credit history, what you need the card for, etc. and give you a custom list of credit cards, tuned specifically to your needs & possibilities.
read full answerDid we answer your question?
The hard inquiry stays on your credit report for 2 years, do not apply for this card, there are many who will not do a hard inquiry and give you the decision you need