What spending limit can I expect on a credit card with good credit?

There’s no way to tell exactly what credit limit you’ll get with any unsecured credit card, unless a minimum is listed in the offer’s terms and conditions. Spending limits vary from person to person. And credit card companies regularly tweak their standards. So even the limits reported by previously approved applicants can be off base and misleading.

Credit card companies consider a lot of information when making approval decisions and setting spending limits. But your income, assets and existing debt obligations are among the most important when it comes to credit limits. Basically, card issuers want to make sure that you can afford to repay whatever you spend.

With all of that being said, a spending limit of $5,000 to $10,000 is a pretty good ballpark estimate of what you can expect to receive from a credit card with good credit. For more information, check out WalletHub’s guide on how credit limits are determined.