The easiest credit card to get with bad credit and no bank account is the OpenSky® Secured Visa Credit Card. There is no credit check when you apply, so approval is nearly guaranteed for anyone who’s at least 18 years old with enough income to afford monthly bill payments.
The OpenSky Visa has a $35 annual fee and requires a refundable security deposit of at least $200, the amount of which will be the account’s spending limit. Like all major credit cards, OpenSky will help you build credit if you use it responsibly.
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