Balance transfer credit card approval odds for people with good credit are high. Compared to people with fair or bad credit, those with good credit have much higher approval odds for balance transfer cards. Plus, they have a much broader selection of cards with good balance transfer offers to choose from. Some balance transfer cards available to people with good credit include the Chase Slate card (0% for 15 months with $0 transfer fee) and the Discover it Balance Transfer card (0% for 18 months with 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)* transfer fee).
You don't need excellent credit to get a decent balance transfer credit card, but good credit seems to be most credit card companies' threshold of trust when it comes to taking on outside debt. Below a good credit standing, it's hard to find a 0% APR balance transfer deal.
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