You can add a Bank of America authorized user either online or by phone at (800) 421-2110. All you need is the individual’s name, date of birth, Social Security number and phone number. There is no minimum age for a Bank of America authorized user, and all BofA cards have $0 annual fees for authorized users.
When you add a Bank of America authorized user, they will receive their own credit card linked to your account. Any purchases they make will show up on your statement, and you are the one responsible for paying for those purchases.
Adding a Bank of America authorized user is a great way to help someone build or rebuild credit. All information about your account will appear on the user’s credit report. So, if you pay on time, their score will improve.
If you’re interested in adding a Bank of America authorized user, the process is pretty easy.
Here’s how to add a Bank of America authorized user online:
Sign in to your Bank of America account (or enroll with last 6 digits of your card number and full SSN).
- Select your credit card from the page that displays your accounts.
- Click the “Information and Services” tab.
- Click “Add an authorized user” underneath the “Services” heading.
- Enter the user’s full name, relationship to you and country of residence.
- Type the user’s date of birth, Social Security number and primary phone number.
- Click “Submit.”
By default, your Bank of America authorized user’s credit card will be sent to your address. There is an option to change the mailing address at the top of the page. But before you add a Bank of America authorized user, make sure it’s someone you trust.
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