How do I set up automatic payments on my Bank of America credit card?

The easiest way you can set up automatic payments on your Bank of America credit card is by logging in to your online account. Alternatively, you can set up autopay by using the Bank of America mobile app. But in order to be eligible to make automatic payments on your Bank of America credit card, whether online or via the app, you must first be enrolled in electronic billing.

How to Set Up Bank of America AutoPay Online

1. Log in to your Bank of America online account.
2. Click on the Bill Pay tab, then select “Set Up AutoPay.”
3. Next, choose “Set Up Based on the eBill” to make payments based on the amount of each bill, or “Set Up a Regular Schedule” to make fixed payments at regular intervals (e.g. weekly).
4. Then, choose the account you will pay from, how much to pay, and the date on which you want the payment to be sent.
5. Finally, select “Start Sending Payments.”

To set up autopay through the BofA mobile app, just log in, go to the “Bill Pay” section, and tap “Add Autopay.” The rest of the procedure is the same as doing it online.

How to Make Automatic Payments from a Non-Bank of America Account

It’s also important to note that if you plan to make automatic payments from a non-BofA bank account, you will have to add its account number and routing number first.

1. Click “Manage Pay To/Pay From Accounts” under the Bill Pay tab.
2. Then, choose the “Add Pay From Account” tab.
3. Lastly, click “Add a Pay From account you own at another institution,” and fill in the details.

Automatic payments make it easy to never miss a due date, which means avoiding costly late fees. If you choose to pay your full statement balance automatically, you’ll avoid interest charges on purchases, too. Just remember to have enough money in the account you’re paying the bill from.