What credit score is needed for a Bank of America Business credit card? This question is about Bank of America Business Credit Cards

What credit score is needed for a Bank of America Business credit card?

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This question is about Bank of America Business Credit Cards

Tillie Grey, Member

@prod1 • 08/03/20 This answer was first published on 08/03/20. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You need a credit score of at least 750 to get a Bank of America business credit card in most cases. That means applicants generally need excellent credit in order to qualify for a business credit card from Bank of America. That doesn’t guarantee that your application will be approved, but the credit score can serve as a risk indicator to the credit card company, letting it know how likely it is that you’ll repay your debt.

Bank of America will look at the big picture, which includes the number of delinquent accounts in your credit reports, hard inquiries, debt, and income.

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What are the Bank of America credit score requirements?

The Bank of America credit score requirement is 750 or higher for the best Bank of America credit card offers, though other options are available for people with lower scores. It is possible to get approved for a credit card from Bank of America with a bad credit score, for example.

Bank of America Credit Score Requirements by Card

Bank of America® Customized Cash Rewards Secured Credit Card: 300 (Bad credit)
Bank of America® Unlimited Cash Rewards Secured Credit Card: 300 (Bad credit)
BankAmericard® Secured Credit Card: 300+ (Bad credit)
Bank of America® Travel Rewards credit card for Students: 750+...

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What are my Bank of America credit card approval odds?

Your Bank of America credit card approval odds are high if you have a credit score of 750 or higher in most cases. This means Bank of America credit cards usually require excellent credit for approval. You can also check for Bank of America pre-approval to get a better sense of your approval odds.

The Bank of America credit card with the highest approval odds is the Bank of America Custom Cash Secured Card, which you can get with bad credit. If you're in college, you may get...

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What are the Bank of America credit card requirements?

To meet the Bank of America credit card requirements, you must be a U.S. resident who is at least 18 years old. Non-resident aliens can only apply for certain Bank of America credit card offers through a local Bank of America financial center. You must also agree to let Bank of America pull a copy of your credit report and employment history.

Other requirements are a completed application with all requested personal and financial information, including your name, address, birthdate, annual...

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