There is no Bank of America Customized Cash Rewards credit card concierge benefit. Cardholders with questions about their account can call 1 (800) 732-9194 for assistance, but the customer service representative won’t be able to perform the wide range of services provided by some credit card concierges.
A concierge acts like an on-demand personal assistant for cardholders, able to help with nearly anything, from travel and purchase assistance to directions and restaurant reservations. Although Bank of America Customized Cash Rewards credit card does not offer concierge service, plenty of other credit cards do. If the benefit is important to you, some popular credit cards that have a concierge are Bank of America® Premium Rewards® credit card and Chase Sapphire Preferred® Card.
Bank of America® Customized Cash Rewards credit card
The Bank of America Customized Cash Rewards credit card does not have travel insurance. While the Bank of America Customized Cash Rewards credit card does have benefits such as overdraft protection and zero liability protection, travel insurance is not among the card’s perks. This is because the Bank of America Customized Cash Rewards credit card credit card is made for people who want good rewards on everyday spending.
Bank of America Customized Cash Rewards credit card Foreign Transaction Fee Info:
Foreign transaction fee: 3% of any purchase from a foreign-based merchant.
When you owe the foreign transaction fee: In-person and online purchases processed internationally.
Other Bank of America cards: Nearly 10 Bank of America credit cards have a 3% foreign transaction fee. All other BofA credit cards, including the Bank of America Travel Rewards credit card and the Bank of America Premium Rewards credit card, have 0% foreign transaction fees.
The Bank of America Customized Cash Rewards credit card foreign transaction fee isn’t the only fee you have to worry about with the Bank of America Customized Cash Rewards credit card. If you take out a cash advance, you will owe $10 or up to 5% of the transaction amount, whichever is greater. Late payments will cost you up to $40. Plus, if you transfer a balance to the card, you’ll pay a fee equal to 3% (min $10) of the amount. Fortunately, the Bank of America Customized Cash Rewards credit card has a $0 annual fee.
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