Joseph Bulebush, WalletHub Analyst
The Bank of America® Customized Cash Rewards credit card credit limit will be based on your creditworthiness once your application has been approved. However, there's no surefire way of knowing your credit limit beforehand as Bank of America does not disclose this information on their website.
What you should know about the Bank of America Customized Cash Rewards credit card credit limit:
- There's no surefire way of knowing your Bank of America Customized Cash Rewards credit card credit limit before applying and getting approved.
- If you’re not happy with the Bank of America Customized Cash Rewards credit card credit limit you have received, you can request a credit limit increase anytime. You can make a request from your account online or by calling (855) 307-3887.
- Requesting a Bank of America Customized Cash Rewards credit card credit limit increase will result in a soft inquiry, and it won’t affect your credit score as a result.
- To improve your chances of being approved for a higher credit limit, always pay your bills on time, and stay well below your credit limit.
If you’re looking for a credit card that offers a high starting credit limit, you should consider getting the Wells Fargo Active Cash® Card. This card has a starting credit limit of $1,000. Wells Fargo Active Cash® Card also has a $0 annual fee and requires at least good credit for approval. Plus, you can earn 2% cash rewards on purchases.
Bank of America® Customized Cash Rewards credit card
Anna Weaver, Member
The starting credit limit for the Bank of America Cash Rewards card is at least $500. Your limit will be determined based on your creditworthiness and disposable income.
Your creditworthiness says how responsible of a borrower you’ve been to date as well as how much debt you’ve incurred, and your income tells them how much additional credit you can comfortably afford.
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