Paddy Sullivan, WalletHub Credit Card Advisor
@PaddySully
The Bank of America Customized Cash Rewards credit card credit score requirement is 750 at a minimum. That means people with excellent credit have a shot at getting approved for this card.
Bank of America Customized Cash Rewards credit card credit score and other requirements:
- Minimum credit score: 750+ (excellent credit).
- Other factors: Annual income, employment status, existing debt, payment history, monthly mortgage or rental payment and more.
- Minimum age: 18 years old for U.S. citizens. Must provide proof of independent income to make monthly payments.
- Personal information: Includes name, address and birthdate. Must give a physical address, not a P.O. Box. You will also need one of the following: a Social Security number (SSN), a passport or an Individual Tax Identification Number (ITIN).
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Bank of America Customized Cash Rewards credit card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.
Since all these criteria are taken into consideration, you might be able to get approved with a slightly lower credit score. But it’s best to wait to apply until you meet the Bank of America Customized Cash Rewards credit card credit score requirement. You can check your credit score for free on WalletHub.

Bank of America® Customized Cash Rewards credit card
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