What's the Bank of America Cash Rewards credit score requirement?

Question

The Bank of America credit score requirement is 750 or higher for the best Bank of America credit card offers, though other options are available for people with lower scores. It is possible to get approved for a credit card from Bank of America with limited credit history or a bad credit score, for example.… read full answer

Bank of America Credit Score Requirements by Card

Bank of America® Customized Cash Rewards Secured Credit Card: 300 (Bad credit)

Sonesta Credit Card: 700 (Good credit)

Alaska Airlines Credit Card: 700 (Good credit)

Bank of America® Travel Rewards Credit Card for Students: less than 3 years of credit history (Limited History credit)

BankAmericard® Secured Credit Card: 300 (Bad credit)

Bank of America® Premium Rewards® credit card: 750 (Excellent credit)

BankAmericard® credit card: 750 (Excellent credit)

Bank of America® Travel Rewards credit card: 750 (Excellent credit)

Bank of America® Customized Cash Rewards credit card: 750 (Excellent credit)

Norwegian Cruise Line® Credit Card: 700 (Good credit)

Keep in mind that it’s best to wait to apply for a given card until you meet the credit score requirement. You can check your credit score for free on WalletHub.

You should also note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for a Bank of America credit card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.

show less

Answer 1 · 2022-02-14 18:38:34

Paddy Sullivan, WalletHub Credit Card Advisor

@PaddySully • 02/14/22 This answer was first published on 01/12/19 and it was last updated on 02/14/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

Permalink Report Abuse

The Bank of America Customized Cash Rewards credit card credit score requirement is 750 at a minimum. That means people with excellent credit have a shot at getting approved for this card.

Bank of America Customized Cash Rewards credit card credit score and other requirements:

Minimum credit score: 750+ (excellent credit).
Other factors: Annual income, employment status, existing debt, payment history, monthly mortgage or rental payment and more.
Minimum age: 18 years old for U.S. citizens. Must provide proof of independent income to make monthly payments.
Personal information: Includes name, address and birthdate. Must give a physical address, not a P.O. Box. You will also need one of the following: a Social Security number (SSN), a passport or an Individual Tax Identification Number (ITIN).

You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Bank of America Customized Cash Rewards credit card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.

Since all these criteria are taken into consideration, you might be able to get approved with a slightly lower credit score. But it’s best to wait to apply until you meet the Bank of America Customized Cash Rewards credit card credit score requirement. You can check your credit score for free on WalletHub.

What's the Bank of America Cash Rewards credit score requirement?

Paddy Sullivan, WalletHub Credit Card Advisor

Bank of America Customized Cash Rewards credit card credit score and other requirements:

Bank of America® Customized Cash Rewards credit card

People also ask

What are the Bank of America credit score requirements?

Bank of America Credit Score Requirements by Card

How do I apply for the Bank of America Cash Rewards credit card?

Join WalletHub