Cameron DiGiovanni, Writer
Yes, the Bank of America® Customized Cash Rewards credit card does have a late fee of up to $40, which applies when cardholders don’t make the minimum payment by the due date. Thanks to the CARD Act of 2009, the Bank of America late fee can never exceed the minimum payment amount. Also, balances under $100 will not be assessed a late fee.
If you accidentally make less than the required minimum payment or you miss your Bank of America Customized Cash Rewards credit card due date entirely, you can always ask customer service to waive the late fee by calling 866-266-0212. This is much more likely to work if you have a great payment history with Bank of America, but even if not, there’s no harm in asking.
To avoid getting hit with late fees in the future, make sure to pay at least your minimum required payment each month. The best way to ensure that you never miss a payment is by setting up autopay.
Bank of America® Customized Cash Rewards credit card
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