To contact the Bank of America Customized Cash Rewards credit card reconsideration line, call (800) 732-9194 and say your Social Security Number when prompted. You will the be connected to a live representative.
The Bank of America Customized Cash Rewards credit card reconsideration line is a way for denied applicants to request a second review of their application and potentially get the denial overturned. In the case of Bank of America Customized Cash Rewards credit card, the reconsideration line is the same as the general Bank of America customer service number.
What to Do Before Requesting Reconsideration from Bank of America
If you call to request reconsideration from Bank of America, make sure you are prepared to make an argument for why you should be approved. You will typically only have a shot at overturning a denial if you can prove that your financial profile is better than it appeared on your initial application.
For example, if your credit score went up significantly or you got a raise since you applied, you could argue that you are now more creditworthy. Alternatively, if you were denied because of incomplete or incorrect information on the application, you could ask for reconsideration after fixing that error.
At the end of the day, you probably won’t be successful in overturning your denial, but there’s no harm in trying.
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