The Bank of America Cash Rewards Secured card APR is 26.24% (V). The (V) at the end stands for “variable” and means that the APR can change based on the Prime Rate.
Its cash advance APR is 29.24% (V), and the maximum penalty APR is 29.99% (V).
You can lower your APR by requesting it from U.S. Bank, after you’ve been consistently paying your bills on time and in full or if you’ve improved your credit score.
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