It's likely to get approved for the Bank of America Cash Rewards Secured card after bankruptcy. There is nothing in the card’s terms and conditions that indicates you would be automatically rejected after bankruptcy.
The decision is based on your overall credit history, ability to pay, and the application information you provide. The card was designed for applicants with bad credit after all.
Even though I’d been a BofA checking and savings customer for over a decade, last year after my Chapter 13 was discharged, BofA denied my application for a Secured card, and denied me again upon appeal.
I would strongly recommend those with a bankruptcy discharge less than at least a year old give BofA a pass when it comes to applying for a secured credit card.
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