You can get a Bank of America Secured Credit Card deposit refund in either of these 2 situations: when you close the account, or after BofA reviews your account and decides your account qualifies to operate without a deposit.
If you qualify, they'll return your deposit and let you keep using the card. Usually, this happens after you've had the card for 12 months, but it can vary.
To see if your account qualifies for a deposit refund, call their card services number: 800-732-9194. They'll generally send you a check for the deposit amount.
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