What is the Bank of America concierge benefit?

The benefits of Bank of America credit cards include several types of travel insurance, purchase protection, and up to $200 in travel credits. These benefits are mostly found on the top-tier Bank of America credit cards, though many more Bank of America credit cards have contactless chip technology and zero liability fraud protection. To know which perks are included on a specific card, you’ll need to call customer service at … read full answer1-800-732-9197 or check the Bank of America website.

Bank of America Credit Card Benefits

• Purchase protection
• Up to $200 in travel credits
• Contactless chip technology
• Zero liability fraud protection
• Trip delay reimbursement
• Trip cancellation / interruption insurance
• Baggage delay insurance
• Lost luggage reimbursement
• Return protection
• Extended warranty

In addition to having some or all of these card perks, it’s important to remember that many Bank of America credit cards also give rewards. Rewards aren’t generally considered card benefits, but having a credit card that earns great rewards can be a big asset to cardholders. As long as you use your card responsibly and maximize the various benefits that Bank of America offers, you should come out well ahead of any annual fees that Bank of America cards may charge.

Bank of America travel insurance benefits include lost and damaged luggage reimbursement, travel accident insurance, trip cancellation coverage, and rental car insurance. To be eligible for travel insurance coverage, you’ll need to pay for your travel using your Bank of America credit card.

Types of Bank of America Travel Insurance:

• Trip delay insurance: Reimburses you when a trip starts late because of things you can’t control (bad weather, mechanical breakdowns, etc.).
• Trip cancellation/interruption insurance: Pays out when your trip ends early or gets cancelled because of something out of your control. Reasons include sickness and death of a family member.
• Travel accident insurance: Reimburses you if someone in your party is killed or seriously injured by a travel provider.
• Baggage delay/loss insurance: Pays you when a travel provider loses your baggage, damages it or sends it late. Some items are excluded, like medical equipment, documents and animals.
• Rental car insurance: Reimburses you in the event of collision damage or theft. Certain car types and driving situations are excluded.

Check the guide to benefits that came with your Bank of America credit card to see which types of travel insurance are included. The guide will also show coverage amounts and other details on each of your travel insurance benefits.

If you are looking for a Bank of America credit card with travel insurance, a good option is Bank of America Premium Rewards credit card. There are plenty of other options though, so if travel insurance is important for you, check out our recommendations for the best credit cards for travel insurance.