Keyaira Sutton, WalletHub Analyst
@keykey
The best Bank of America credit card with a $200 bonus offer is the Bank of America® Customized Cash Rewards credit card. This card offers $200 for spending $1,000 in the first 90 days after opening the account. Plus, you can earn 1 - 3% cash back on purchases. The card’s annual fee is $0.
Best Bank of America Credit Cards With a $200 Bonus in 2023
The Bank of America Customized Cash Rewards credit card offers $200 for spending $1,000 in the first 90 days. Plus, you can earn 3% cash back in a category of your choice and 2% back at grocery stores and wholesale clubs (up to $2,500 spent quarterly), plus unlimited 1% cash back on all other purchases.
The card’s annual fee is $0 and you need excellent credit for approval.
The Bank of America Unlimited Cash Rewards credit card offers $200 online cash rewards for spending $1,000 in the first 90 days. In addition, with this card you can earn 1.5% cash back on all purchases.
The card comes with a $0 annual fee and it requires excellent credit for approval.
The Bank of America® Customized Cash Rewards Credit Card for Students offers $200 for spending $1,000 in the first 90 days. Plus, you can earn 3% cash back in a category of your choice, 2% at grocery stores and wholesale clubs (up to $2,500 spent on these categories combined per quarter), and 1% on all other purchases.
The card’s annual fee is $0. People with limited credit can get approved for this card.
Alternative Bank of America Credit Card Bonuses
It is worth noting that there are Bank of America credit cards with a bonus valued at $200 or more, but they offer points rather than cash back. A good example would be the Bank of America® Travel Rewards credit card, which offers 25,000 points for spending $1,000 in the first 90 days. Generally, the value of Bank of America rewards points will vary depending on how you redeem them and the card you have.
If you’re not tied to Bank of America as an issuer, feel free to also check out some of the best cash back credit cards on the market to weigh your options.

2023's Best Bank of America Credit Cards
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