How much is the Bank of America credit card annual fee?

The best Bank of America credit card promotion is the Bank of America® Premium Rewards® credit card’s initial bonus of 50,000 points for spending $3,000 in the first 90 days. This card also offers a credit statement of up to a $100 for the TSA PreCheck/Global Entry application fee.

Some of the Best Bank of America Credit Card Promotions

The Bank of America Premium Rewards credit card offers 50,000 points for spending $3,000 in the first 90 days. Plus you can earn 2 points per $1 spent on travel and dining, and 1.5 points per $1 on all other purchases. The card also gives a credit of up to $100 every four years to cover the application fee for Global Entry or TSA PreCheck. In addition, you can receive an airline incidental credit statement every year of up to $100.… read full answer

The card’s annual fee is $95 and you need excellent credit for approval.

The Bank of America Customized Cash Rewards credit card offers $200 for spending $1,000 in the first 90 days. Plus you can earn 3% cash back in a category of your choice and 2% back at grocery stores and wholesale clubs (up to $2,500 spent quarterly), plus unlimited 1% cash back on all other purchases.

It also has a $0 annual fee and gives intro APRs of 0% for 18 billing cycles on purchases and 0% for 18 billing cycles for any balance transfers made in the first 60 days. After that, you will be charged interest at the card’s regular APR. The balance transfer fee is 3% (min $10).

Note that you need excellent credit to get approved for this card.

The Bank of America Travel Rewards credit card offers 25,000 points for spending $1,000 in the first 90 days. Plus you can earn 1.5 points per $1 spent on all purchases. Plus, this card offers an intro APR of 0% for 18 billing cycles on both purchases and balance transfers. After that, you will be charged interest at the card’s regular APR. Balance transfers are subject to a fee of 3% (min $10).

The card’s annual fee is $0 and you need excellent credit for approval.

If you’re looking for a Bank of America credit card promotion for financing, the BankAmericard® credit card will give you 0% intro APR on purchases for 21 billing cycles and balance transfers for 21 billing cycles for any balance transfers made in the first 60 days. After that, you will be charged interest at the card’s regular APR. Balance transfers are subject to a fee of 3% (min $10).

The card’s annual fee is $0 and you need excellent credit for approval.

The Bank of America Cash Rewards for Students offers $200 for spending $1,000 in the first 90 days. Plus you can earn 1 - 3% cash back on purchases. Plus, this card offers an intro APR of 0% for 18 months on both purchases and balance transfers. After that, you will be charged interest at the card’s regular APR. Balance transfers are subject to a fee of 3% (min $10).

The card’s annual fee is $0. People with limited credit history can get approved for this card.

Alternative Credit Card Option for Bad Credit

If you have bad credit, there’s still a Bank of America credit card for you. You can get the Bank of America® Customized Cash Rewards Secured Credit Card, which has a $0 annual fee. You make a security deposit of $200 and receive a credit line equal to that amount.

This card offers 3% cash back in a category of your choice, 2% back at grocery stores and wholesale clubs (up to $2,500 spent quarterly in the 3% and 2% categories combined), and 1% back on all other purchases.

Yes, Bank of America does refund annual fees for some customers when they cancel a card, though your ability to get a Bank of America annual fee refund depends on your relationship with the bank. Reportedly, long-time customers who have consistently paid on time are more likely to get a refund on a BofA credit card fee.… read full answer

To find out whether or not you’ll be able to get the annual fee refunded, call Bank of America credit card customer service at (800) 732-9194. You’re more likely to be successful in your request if you ask for a refund soon after the fee appears on your statement. The longer you wait, the less likely it is that Bank of America will refund your annual fee when you cancel the card.

Yes, there are several Bank of America 0% APR credit cards and the best among them is the BankAmericard® credit card. It offers an introductory 0% APR for 21 billing cycles on purchases and balance transfers - balance transfers are subject to a fee of 3% (min $10). Once the introductory periods are over, remaining balances are subject to the card's regular APR of 16.24% - 26.24% Variable (based on creditworthiness). The BankAmericard credit card has a $0 annual fee.… read full answer

In addition, Bank of America offers credit cards with extensive rewards that also allow you to finance your purchases and pre-existing debt. There’s also a selection of 0% APR student credit cards, some of which also offer rewards, while having more lenient approval requirements. Overall, there are many Bank of America 0% APR credit cards. Most offer intro 0% APRs on both balance transfers and new purchases, while others (mostly Bank of America business credit cards) have 0% intro promotions for one type of transaction.

Credit score requirements for Bank of America 0% APR credit cards

No matter what type of card you’re looking for, you should be able to find a 0% offer that fits your needs. But unless you’re a student, you’ll need good or excellent credit to get any Bank of America 0% APR card.

Here are some Bank of America 0% APR credit cards:

A Bank of America 0% APR can be a great tool for financing a big purchase or paying off a balance transfer. Just try to budget your monthly payments so that you pay off your entire balance by the end of the 0% introductory period. And if you’re making a balance transfer, don’t forget that a fee will also get tacked on. And any remaining balances will be subject to the card's regular APR after the introductory periods are over.