The Bank of America credit card with the highest approval odds is the Bank of America Custom Cash Secured Card, which you can get with bad credit. If you're in college, you may get approved for one of the Bank of America student cards.
What you need for good Bank of America credit card approval odds:
In general, your chances of being approved for a Bank of America credit card depend on your credit standing, income, and debt. The card you apply for will also influence your adds of approval, depending on the credit score requirement.
Bank of America will also consider things like your employment status and how many credit accounts you have open. All applicants need to be at least 18 years old and U.S. residents. Non-resident aliens are eligible for certain credit card offers at local Bank of America branch locations.
How to increase your Bank of America credit card approval odds:
You need a credit score of 750 or higher for the best Bank of America credit card offers, though other options are available for people with lower scores. For example, it is possible to get approved for certain Bank of America credit cards even if you have bad credit.
It can take as little as a minute to get approved for a Bank of America credit card, but it can also take up to 30 days in some cases. Most applicants, however, receive a decision within a few days if they don’t get one instantly.
In particular, things like incomplete or incorrect information on the application can drag out the process. If Bank of America sends you a message requesting additional information to evaluate your application, be...
WalletHub is committed to transparency and editorial independence. The information about the following cards has been independently collected by WalletHub: Bank of America® Unlimited Cash Rewards Secured Credit Card, BankAmericard® credit card, Bank of America® Customized Cash Rewards Secured Credit Card, Bank of America® Travel Rewards credit card for Students, BankAmericard® credit card for Students, Bank of America® Customized Cash Rewards credit card for Students, BankAmericard® Secured Credit Card, Bank of America® Unlimited Cash Rewards credit card for Students, and Bank of America® Premium Rewards® Elite Credit Card
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