Bank of America credit card approval is often instant, though it can take up to 30 days to get approved for a Bank of America credit card in some cases. Most applicants receive a decision within a few days if they don’t get one instantly, however.
In particular, things like incomplete or incorrect information on the application can drag out the process. If Bank of America sends you a message requesting additional information to evaluate your application, be sure to reply as quickly as possible.
You can check the status of your Bank of America credit card application online any time after you submit it. If it’s been 30 days and your application has not been approved or denied yet, you should call customer service at 1 (800) 732-9194 to inquire.
If your Bank of America credit card application is approved, it should take an additional 7 to 10 business days for the card to arrive by mail. But you can call customer service and ask for expedited delivery, which will cut that time down to 1 to 3 business days. You may be charged a fee for expedited shipping, though.
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