Where can I check my Bank of America credit card balance?

Your Bank of America credit card limit will vary based on your creditworthiness. The lowest credit limit Bank of America would approve a card for is $300, which is the minimum deposit requirement for the BankAmericard® Secured Credit Card. Other Bank of America credit limits could start out much higher. The … read full answerBank of America® Premium Rewards® credit card, for instance, offers a $1,500 minimum credit limit for approved applicants.

Also, some Bank of America Premium Rewards credit card, Bank of America® Customized Cash Rewards credit card and BankAmericard® credit card cardholders with good credit or better have reported receiving higher credit limits. Your actual credit limit will be determined based on your creditworthiness and income, among other factors. The higher your credit score is, and the more income you have relative to your debt, the higher you can expect your Bank of America credit limit to be.

Here’s how you can get a Bank of America credit limit increase:

If you're unsatisfied with your initial Bank of America credit card limit, you may get a higher one later on. Bank of America periodically reviews accounts for an automatic credit limit increase. These reviews typically occur after you've had the card for at least six months. Automatic increases are not guaranteed, however. How much of an increase you'd receive depends on your payment history, existing debt, and other factors.

You can also request a Bank of America credit limit increase through your online account or by calling the number on the back of your card. Your chances of getting a credit limit increase will be best if you've paid your credit card bills on time and in full during the last six months. It's also a good idea to update your income information, especially if it has increased since you first received your card. When you request a credit limit increase, Bank of America will pull a copy of your credit report. This will trigger a soft inquiry and won't affect your score.

You can make a Bank of America credit card payment online, by phone, through the Bank of America mobile app, by mail or at a branch. To pay a Bank of America credit card bill online, log in to your online account and click on “Bill Pay.” Then, choose how much to pay, when to pay it, and where the payment is coming from. Bank of America does allow cardholders to set up automatic payments, too.… read full answer

Ways to Make a Bank of America Credit Card Payment

• By phone: Call 1-800-236-6497 and enter your card information when prompted.
• Online: Log in to your online account and click on “Bill Pay.”
• Through the mobile app: Log in to your account and select your card, then tap “Make a payment.”
• By mail: Send a check or money order (but not cash) to Consumer card payments / PO Box 15019/ Wilmington, DE 19850-5019. Make sure to send it early enough that it will arrive by the due date. Write your credit card number on the check, too.
• At a branch: You can make a payment at any Bank of America branch during normal business hours.