To check your Bank of America credit card balance, log in to your Bank of America account online or call credit card customer service at (800) 732-9194. It's also possible to set up text balance alerts to your number, through your online account.
How to Check Your Bank of America Credit Card Balance
Online:Log in to your Bank of America account and click on your card to see its balance.
Phone: Call (800) 732-9194 and follow the prompts to have the automated system read your current balance.
App: Log in to the Bank of America app. Your credit card balance will be shown on the home page.
Here’s how you can get a Bank of America credit limit increase:
If you're unsatisfied with your initial Bank of America credit card limit, you may get a higher one later on. Bank of America periodically reviews accounts for an automatic credit limit increase. These reviews typically occur after you've had the card for at least six months. Automatic increases are not guaranteed, however. How much of an increase you'd receive depends on your payment history, existing debt, and other factors.
You can also request a Bank of America credit limit increase through your online account or by calling the number on the back of your card. Your chances of getting a credit limit increase will be best if you've paid your credit card bills on time and in full during the last six months. It's also a good idea to update your income information, especially if it has increased since you first received your card. When you request a credit limit increase, Bank of America will pull a copy of your credit report. This will trigger a soft inquiry and won't affect your score.
You can make a Bank of America credit card payment online, by phone, through the Bank of America mobile app, by mail or at a branch. To pay a Bank of America credit card bill online, log in to your online account and click on “Bill Pay.” Then, choose how much to pay, when to pay it, and where the payment is coming from. Bank of America does allow cardholders to set up automatic payments, too.… read full answer
Ways to Make a Bank of America Credit Card Payment
By phone: Call 1-800-236-6497 and enter your card information when prompted.
Online: Log in to your online account and click on “Bill Pay.”
Through the mobile app: Log in to your account and select your card, then tap “Make a payment.”
By mail: Send a check or money order (but not cash) to Consumer card payments / PO Box 15019/ Wilmington, DE 19850-5019. Make sure to send it early enough that it will arrive by the due date. Write your credit card number on the check, too.
At a branch: You can make a payment at any Bank of America branch during normal business hours.
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