One of the best Bank of America credit card promotions is a 50,000-point initial bonus from BofA Premium Rewards. That’s worth $500 toward travel. The best Bank of America credit card promotion for cash back is $150 for spending $500 in the first 90 days with Bank of America Cash Rewards. It also has no annual fee and gives a 0% APR on purchases and balance transfers for 12 months.
If you’re looking for a Bank of America credit card promotion for financing, the BankAmericard Credit Card will give you 0% APR on purchases and balance transfers for 15 months. But the best BofA balance transfer deal has to be the BankAmericard Credit Card for Students, since it gives you a 0% APR for 15 months and a $0 transfer fee for the first 60 days. There are a few more cards worth your attention, too.
Here are the Bank of America credit card promotions:
50,000 points (worth $500) for spending $3,000 in the first 90 days: BofA Premium Rewards Card
$150 cash bonus for spending $500 in the first 90 days: BofA Cash Rewards Card
20,000 bonus points (worth $200) for spending $1,000 in the first 90 days: BofA Travel Rewards Card
0% APR on purchases and balance transfers for 15 billing cycles (3% transfer fee): BankAmericard Credit Card
$150 cash bonus for spending $500 in the first 90 days: BofA Cash Rewards for Students
20,000 bonus points (worth $200) for spending $1,000 in the first 90 days: BofA Travel Rewards for Students
0% APR on purchases and balance transfers for 15 billing cycles (no transfer fee in the first 60 days): BankAmericard for Students
You’ll need to have excellent credit or be a college student to get one of these Bank of America credit card promotions. The cards also come with more than just their sign-up perks. They offer rewards on all purchases, for one thing.
For example, the Premium Rewards card gives 2 points per $1 on travel, and the Cash Rewards card gives 3% cash back on gas and 2% on groceries up to $2,500 spent per quarter. And most cards give you even more rewards when you have a Bank of America checking or savings account.
If you have bad credit, there’s still a BofA card for you. You can get the Bank of America Secured Card for $39 a year. You make a security deposit of $300-$4,900 and receive a credit line equal to that amount.
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