American Express: Not every American Express card offers a referral bonus, and referral bonuses can vary based on the card at hand. Be sure to double-check your eligibility and read up on the details of your card’s specific referral offer.
Capital One: Not all Capital One credit cards offer a referral bonus. Plus, the bonus you’ll get depends on which credit card you have. Sign in to your account to view what your specific referral bonus offer is.
If you have a lot of friends and family members with good enough credit to get approved for the cards you have, it’s possible to make a few hundred dollars each year just from referral bonuses. But unfortunately, you’re not going to have any luck finding a Bank of America credit card referral right now.
BofA does have a history of offering referral bonuses, though. So be sure to keep your eye out for any emailed offers or notices when you log in to your online account.
The Bank of America Customized Cash Rewards credit card offers $200 for spending $1,000 in the first 90 days. Plus, you can earn 3% cash back in a category of your choice and 2% back at grocery stores and wholesale clubs (up to $2,500 spent quarterly), plus unlimited 1% cash back on all other purchases.… read full answer
The card’s annual fee is $0 and you need excellent credit for approval.
The Bank of America Unlimited Cash Rewards credit card offers $200 online cash rewards for spending $1,000 in the first 90 days. In addition, with this card you can earn 1.5% cash back on all purchases.
The card comes with a $0 annual fee and it requires excellent credit for approval.
The Bank of America® Customized Cash Rewards Credit Card for Students offers $200 for spending $1,000 in the first 90 days. Plus, you can earn 3% cash back in a category of your choice, 2% at grocery stores and wholesale clubs (up to $2,500 spent on these categories combined per quarter), and 1% on all other purchases.
The card’s annual fee is $0. People with limited credit can get approved for this card.
The best credit card with a referral bonus is the Chase Sapphire Preferred® Card because it offers a referral bonus of 15,000 points per approved referral. You could refer up to 5 friends in a year, totaling 75,000 bonus points.
Chase: Up to $100 or 40,000 points per approved referral. You can view more information on the Chase referral program online.
Capital One: Bonus amounts and limits vary per cardholder. To view more information about Capital One referral bonuses, take a look at their dedicated web page and log in to your online account.
Discover: $50-$100 per approved referral. To view more information about Discover referral bonuses, take a look at their dedicated web page and log in to your online account.
American Express: Bonus amounts and limits vary per cardholder. To view more information on Amex referral bonuses, consult their dedicated web page and log in to your online account.
A credit card referral bonus is a specified amount of points, miles or cash back given to cardholders as an incentive for recruiting a friend to apply for a particular card or a card from a certain issuer. In most cases, you only get the bonus if the referred person gets approved for the card, and there are usually annual limits to how many referral bonuses you can earn.
Referral bonuses can change and may not apply to all credit cards. To see if your credit card or the one your referral gets approved for makes you eligible for a referral bonus, check your card’s terms and conditions or call the number on the back of your card.
You can get a Capital One credit card refer-a-friend bonus if someone gets approved for a Capital One credit card using your referral link. After they get approved, it can take up to 8 weeks to receive your rewards.
Here's how to get a Capital One credit card refer-a-friend bonus:
Click the “I Want To” option on the account summary page.
Click the “Refer a Friend" option under the “Benefits and Rewards" header.
If eligible to receive a referral bonus, you’ll get a personalized referral link that you can share with whomever you want to refer.
The person you refer will have to apply for one of your eligible cards using your link.
Each approved referral will earn you a bonus, up to $500 or 50k points per calendar year. The person you referred will not get a bonus other than any initial bonuses part of their card’s reward structure.
You can also refer a friend to a Capital One credit card through the bank’s mobile app (Android and iOS). To get started, tap the “Refer a Friend” title on your account details page. You should also keep in mind that you’ll be ineligible for a bonus if you have an account in default.
You may qualify to earn a Capital One credit card refer-a-friend bonus if you have one or more of the following credit cards in good standing:
The bonus that you will receive depends on what product you have. However, Capital One does not disclose the exact amount on its website. Moreover, you can refer as many people as you like, but bear in mind you can only earn up to $500 or 50k miles per calendar year, even if you have multiple eligible accounts.
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