Adam McCann, Financial Writer
@adam_mccann
The Bank of America credit card travel benefits include travel insurance, rental car insurance, bonus points on travel purchases, $0 foreign transaction fees and airline companion tickets. These Bank of America credit card travel perks are only available on certain cards, though.
All Bank of America credit cards also offer the benefits of worldwide acceptance and $0 liability for fraudulent purchases. Also, there are several other perks that are available on various cards.
The Bank of America credit card travel benefits include:
- Worldwide acceptance: All of Bank of America’s credit cards are on either the Mastercard or Visa Those are the two most widely accepted credit card networks in the world.
- $0 liability for fraudulent purchases: All BofA credit cards offer $0 fraud liability protection.
- Bonus points on travel: Available on the Bank of America® Travel Rewards credit card, the Bank of America® Premium Rewards® credit card, the Bank of America® Premium Rewards® Elite Credit Card, the Bank of America® Travel Rewards Credit Card for Students, Bank of America® Business Advantage Travel Rewards World Mastercard® credit card, and some co-branded travel cards.
- Rental car insurance: Covers vehicles rented with an eligible card against collision damage and theft. Available on select Bank of America credit cards such as the Bank of America® Premium Rewards® credit card and several business credit cards.
- Travel insurance: Available on the Bank of America Premium Rewards credit card, Bank of America Travel Rewards Business Card, Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card, and Bank of America Platinum Plus Business Card. Coverage differs from card to card.
- $0 foreign transaction fees: Available on cards like the Bank of America Travel Rewards Business Card, Bank of America Travel Rewards credit card, Bank of America Premium Rewards credit card, Bank of America® Premium Rewards® Elite Credit Card, Bank of America Travel Rewards for Students, and some co-branded travel cards.
- Reduced-price companion fare: Available on co-branded cards like the Alaska Airlines Credit Card and the Virgin Atlantic Credit Card.
- Free checked bag: Available on co-branded cards the Alaska Airlines Credit Card and the Virgin Atlantic Credit Card.
- Travel statement credits: Credits for airline incidentals and TSA PreCheck applications. Available on cards such as the Bank of America Premium Rewards credit card and Bank of America® Premium Rewards® Elite Credit Card.
- Luxury hotel perks: Special benefits at certain hotels, such as automatic room upgrades and complimentary breakfast for two. Available on cards like the Bank of America Premium Rewards credit card and Bank of America® Premium Rewards® Elite Credit Card.
As you can see, there are quite a few Bank of America credit card travel benefits, but they’re not consistent across all cards. Make sure to check your card’s benefits guide for the full details.

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