The Major League Baseball® (MLB) Credit Card lets you choose your favorite out of all MLB teams, or you can pick the MLB logo. BofA also donates some percentage of money to the World Wildlife Fund or Susan G. Komen, if you get one of those versions.
The Bank of America Cash Rewards credit card is currently the only BofA credit card available in different affinity designs.
Bank of America debit cards actually offer far more design options than BofA credit cards. BofA has debit card designs ranging from charities and colleges to military branches and football teams.
There are various ways to customize credit cards; some credit card issuers offer personalized credit cards, such as Wells Fargo, which allows customers to upload their own photos and designs for some cards. Plus, Discover lets customers choose their card design from a number of pre-set options. Bank of America has 4 affinity Bank of America Cash Rewards cards, and each has its own design; or you can choose the Major League Baseball affinity card and pick your favorite team’s logo. Chase offers Star Wars and Disney-themed designs for their 2 co-branded Disney credit cards. And Barclays offers choices of different NFL teams on its co-branded NFL credit cards.… read full answer
If your card issuer doesn’t offer any design choices for your credit card, consider making your own credit card “skin” through an outside service. Tenstickers and CUCU are 2 services that let you browse lots of pre-made designs or customize your own. Some card skins are removable, and some are built to stay on indefinitely.
Those looking for a different material for their credit card have options, too. You can turn your plastic card into a metal credit card, EMV chip and all, from companies like metal-creditcard.com. Or go a step further and convert your plastic into 24-karat gold, stainless steel, or carbon fiber with a company such as Lion Credit Card. In either case, you’ll have to be willing to send them your credit card in the mail.
You can easily check if Bank of America will pre-qualify you for a credit card online. All you have to do is provide your name, birth date and Social Security number, and Bank of America’s pre-qualify tool will show you any BofA credit cards for which you have good approval odds. You might also receive a pre-qualified offer in the mail, which will only be for a single card.… read full answer
Pre-qualification doesn’t guarantee you approval. But pre-qualified applicants end up being approved in the vast majority of cases. Pre-qualification doesn’t affect your credit at all since it uses a soft inquiry. But if you want to apply for a card, Bank of America will do a hard inquiry, which will cause a temporary score dip. This decrease is easily fixed with a few months of responsible card use, though. If you’d like to check for pre-qualification, you can do it in minutes.
If you already have a Bank of America account, all you have to do is log in on the pre-qualification page and you’ll be able to see your offers right away without inputting any extra information. If you don’t have an account, you just need to follow five simple steps.
Here’s how to get Bank of America to pre-qualify you for a credit card:
Enter your full name, birth date and the last four digits of your Social Security Number. Click “Continue.”
Enter your address and select what type of credit card you’re interested in (you can also select that you don’t have a preference).
Click “Show me my offers.”
You’ll now be able to see any cards that Bank of America thinks you’d be a good candidate for. If you got a pre-qualification letter in the mail, you can either fill out the enclosed application, or use the special code provided when you apply online to flag your application as pre-qualified.
Still, the minimum credit score needed for Bank of America credit card approval is only one factor in the decision. Bank of America will also consider employment status, income, debt level, age, number of open accounts, monthly rent or mortgage payments and more.
While there are clearly lots of Bank of America credit card options for good and excellent credit, the choices are sparse for people with lower scores. In that case, cards from other issuers, such as Capital One and Discover, may be more helpful. For bad credit, the Secured Mastercard® from Capital One and the Discover it® Secured Credit Card card are great options.
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