Maria Adams, Credit Cards Moderator
No, you cannot use a Bank of America credit card instantly after approval. You'll need to wait for the physical card to arrive in the mail to be able to use it. This usually takes 7-10 business days, but you can speed up the process if you're in a hurry.
Bank of America customers who need their card sooner can call customer service after approval at (800) 421-2110 to request expedited shipping. This way, you will receive your credit card within 1 to 3 business days.
Ultimately, it’s worth noting that there are a several credit cards on the market you can use right after approval. Some good options are the Blue Cash Everyday® Card from American Express and the Capital One QuicksilverOne Cash Rewards Credit Card.
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