Maria Adams, Credit Cards Moderator
@m_adams
No, you cannot use a Bank of America credit card instantly after approval. You'll need to wait for the physical card to arrive in the mail to be able to use it. This usually takes 7-10 business days, but you can speed up the process if you're in a hurry.
Bank of America customers who need their card sooner can call customer service after approval at (800) 421-2110 to request expedited shipping. This way, you will receive your credit card within 1 to 3 business days.
Ultimately, it’s worth noting that there are a several credit cards on the market you can use right after approval. Some good options are the Blue Cash Everyday® Card from American Express and the Capital One QuicksilverOne Cash Rewards Credit Card.
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How long does it take for a Bank of America credit card to arrive?
It takes 7 to 10 business days for a Bank of America credit card to arrive, under normal circumstances. Bank of America credit card customers who need a card sooner can call customer service at (800) 421-2110 to request expedited shipping, which will take 1 to 3 business days.
If your card doesn’t arrive within the typical Bank of America credit card delivery time window, you should call customer service to check on it. They’ll be able to send...
read full answerCan I use a credit card before it arrives in the mail?
Yes, you can use a credit card before it arrives in the mail, but only with certain cards. If you want to use a credit card early, you must either have an American Express or Capital One credit card or one of a handful of other offers, including the Apple Card, and some store credit cards. Normally, you can’t use a credit card without restriction before it arrives, because you can’t see the full credit card number, expiration...
read full answerHow long does it take to get approved for a Bank of America credit card?
It can take as little as a minute to get approved for a Bank of America credit card, but it can also take up to 30 days in some cases. Most applicants, however, receive a decision within a few days if they don’t get one instantly.
In particular, things like incomplete or incorrect information on the application can drag out the process. If Bank of America sends you a message requesting additional information to evaluate your application, be...
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