How does the Bank of America Mastercard travel insurance work?

This question is about Bank of America Mastercard

Drew Carter, Member

@drew_carter 05/18/20 This answer was first published on 05/15/20 and it was last updated on 05/18/20.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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To get the Bank of America Mastercard travel insurance, you need to charge the travel expenses on your Bank of America Mastercard credit card, which may include your tickets, prepaid accommodation and other prepaid items.

There are six different types of Bank of America Mastercard travel insurance available:

Travel accident insurance;
Trip cancellation/interruption insurance;
Trip delay insurance;
Insurance for lost or delayed baggage;
Rental car insurance.

While your included insurance may be pretty comprehensive, it might not cover absolutely everything. Make sure you understand what isn’t covered by reading the insurance exclusions in the terms mailed with your credit card.

Standard Mastercards only give a mere $100 in travel accident insurance and $100 in trip interruption/delay insurance. Aside from that, they offer the regular baggage delay insurance and rental car insurance amounts.

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