The Bank of America online shopping category includes bookstores, clothing stores and department stores, among others. This category gives you rewards for purchases made online or with a mobile app from merchants such as Amazon, Apple, Best Buy, Etsy, Groupon, Macy’s, Target, Ticketmaster and Walmart. Keep in mind that the online shopping category list is not exhaustive. Different types of purchases may be eligible as well.
Here is the Bank of America online shopping category list:
- Clothing and Apparel
- Department Stores
- Discount Stores
- Specialty Retail Stores
- Sporting Goods
The Bank of America online shopping category is one of the bonus rewards categories that you can choose for the Bank of America Cash Rewards for Students, Bank of America Customized Cash Rewards credit card and Bank of America Custom Cash Secured Card. You can also find it as a bonus-category choice on some of BofA’s co-branded credit cards like the Pink Ribbon™ Credit Card.
You should keep in mind that there are several types of transactions that are not eligible for the Bank of America online shopping category. Those include payments to insurance companies, utilities, schools, hospitals and more.
Merchants excluded from the Bank of America online shopping category:
- Doctors and Hospitals
- Government Services and Taxes
- Membership Organizations
- Other non-retail services
These lists are not comprehensive, as Bank of America does not control how individual merchants are classified by the credit card networks. Each merchant has a "merchant category code," which is assigned by the card networks, and that code determines which general credit card rewards category a purchase falls into.
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