How much is the Bank of America Premium Rewards Credit Card cash advance fee?

You can get a Bank of America cash advance by using your Bank of America credit card and corresponding PIN at a participating ATM. You can then withdraw the cash, up to the card’s available cash advance limit. If you do not have a PIN, contact Bank of America customer service at ... read full answer(800) 432-1000 or call the number on the back of your card to request one.

How to get a Bank of America cash advance at an ATM:

1. Call Bank of America customer service at (800) 432-1000 and request a PIN, if you don’t already have one.
2. Insert the credit card into an ATM and enter the PIN.
3. Select the cash advance option on the ATM screen.
4. Enter the amount you’d like to withdraw.
5. Withdraw the cash and remove the credit card from the ATM.

There may be other ways to get a cash advance from your Bank of America credit card, too. For example, you can request a cash advance in person at a local Bank of America branch. You could also write out a Bank of America cash advance check and use it as a traditional bank check.

Before you take out a Bank of America cash advance, it’s important to note that it is a very expensive transaction. For starters, a cash advance fee and a separate cash advance APR apply as soon as you withdraw the cash. There may also be ATM-owner fees, depending on where you make the cash advance.

To get a Bank of America credit card PIN, call the number on the back of the Bank of America card and ask customer service for a PIN. Another way to get a Bank of America credit card PIN is by logging in to an account online and requesting a PIN through the Bank of America website. A credit card PIN is needed to get a cash advance at an ATM in the United States, or to make certain purchases when traveling abroad.... read full answer

Best Way to Get a Bank of America Credit Card PIN

1. Call Bank of America customer service at 1-800-732-9194 or call the number on the back of your Bank of America credit card.
2. Inform the representative that you want a credit card PIN.
3. Receive the PIN in the mail, over text, or by email. It’s unlikely that Bank of America customer service will be able to provide a PIN over the phone.

If your credit card had a PIN in the past, but you’ve forgotten or misplaced it, Bank of America may tell you to look for the PIN before they generate a new one. It may be listed in credit card-related mailings or your online account.

If you need a PIN for a cash advance, it’s important to note that cash advances have high fees and interest rates, so you generally want to avoid them whenever possible. And while adding a PIN will make your card slightly more useful abroad, you’ll still be able to get around fine in most travel destinations without a PIN.

The Bank of America credit card interest rate can be anywhere from 15.49% (V) to 27.49% (V). It depends on both your credit standing and which Bank of America credit card you apply for. All Bank of America credit card APRs are variable, meaning they can change over time.

Here are the Bank of America credit card interest rates:... read full answer

• BankAmericard® credit card15.49% - 25.49% Variable regular APR. Intro APR of 0% for 21 billing cycles on purchases and 0% for 21 billing cycles for any balance transfers made in the first 60 days. 3% balance transfer fee.
• Bank of America® Unlimited Cash Rewards credit card17.49% - 27.49% Variable regular APR. Intro APR of 0% for 18 billing cycles on purchases and 0% for 18 billing cycles for any balance transfers made in the first 60 days. 3% balance transfer fee.
• Bank of America® Customized Cash Rewards credit card17.49% - 27.49% Variable regular APR. Intro APR of 0% for 18 billing cycles on purchases and 0% for 18 billing cycles for any balance transfers made in the first 60 days. 3% balance transfer fee.
• Bank of America® Travel Rewards credit card17.49% - 27.49% Variable regular APR. Intro APR of 0% for 18 billing cycles on purchases and 0% for 18 billing cycles for any balance transfers made in the first 60 days. 3% balance transfer fee.
• Bank of America® Premium Rewards® credit card19.49% - 26.49% Variable regular APR. No intro APR.
• Bank of America® Premium Rewards® Elite Credit Card19.49% - 26.49% (V) regular APR. No intro APR.
• BankAmericard® Secured Credit Card25.49% (V) regular APR. No intro APR.
• Bank of America® Customized Cash Rewards Secured Credit Card27.49% (V) regular APR. No intro APR. Credit cards for students:
• Bank of America® Unlimited Cash Rewards Secured Credit Card27.49% (V) regular APR. No intro APR.
• BankAmericard® Credit Card for Students15.49% - 25.49% (V) regular APR. Intro APR of 0% for 21 months on purchases and 0% for 21 months on balance transfers. 3% balance transfer fee.
• Bank of America® Travel Rewards Credit Card for Students17.49% - 27.49% (V) regular APR. Intro APR of 0% for 18 months on purchases.
• Bank of America® Customized Cash Rewards Credit Card for Students17.49% - 27.49% (V) regular APR. Intro APR of 0% for 18 months on purchases and 0% for 18 months on balance transfers. 3% balance transfer fee.
• Bank of America® Unlimited Cash Rewards credit card for Students17.49% - 27.49% (V) regular APR. Intro APR of 0% for 18 months on purchases and 0% for 18 months on balance transfers. 3% balance transfer fee.
• BankAmericard® Credit Card for Students15.49% - 25.49% (V) regular APR. Intro APR of 0% for 21 months on purchases and 0% for 21 months on balance transfers. 3% balance transfer fee.

Each Bank of America credit card also has more than one interest rate. There’s the regular APR, which applies to purchases and balance transfers and ranges from 15.49% (V) to 27.49% (V). Several cards have a 0% APR on purchases and/or balance transfers for a certain number of months, before the regular APR takes effect. And if you miss a payment, you could have a penalty interest rate of up to $40. Ultimately, there is also an APR for cash advances that can be anywhere between 20.49% - 29.49% (V), depending on your creditworthiness and the card.

If you want to increase the chances of getting a low Bank of America credit card interest rate, you should make sure your credit is as good as possible before applying. Doing anything you can to bump up your income can also make a difference. But if you pay your credit card bill in full every month, you won’t ever have to worry about the interest rate.