Chip Lupo, Credit Card Writer
The Bank of America Premium Rewards credit card credit limit is $1,500 or more. Everyone who gets approved for Bank of America Premium Rewards credit card is guaranteed a credit limit of at least $1,500, and particularly creditworthy applicants could get limits a lot higher than that. The higher an applicant’s credit score and income are, the higher the starting credit limit is likely to be.
The Bank of America Premium Rewards credit card credit limit that you start with isn’t necessarily your credit line forever. You can ask to get a credit limit increase by calling the Bank of America customer service number on the back of your card, but it’s best not to ask more than once a year. Bank of America will also evaluate your account periodically to determine whether you are eligible for a credit limit increase. Paying on time and keeping your credit utilization low are key for getting unsolicited credit line increases with Bank of America.
Bank of America® Premium Rewards® credit card
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