How do I activate my Bank of America Premium Rewards credit card? This question is about the Bank of America® Premium Rewards® credit card

To activate a Bank of America Premium Rewards credit card, call the number on the activation sticker that’s attached to the card or go to the Bank of America activation website, which will also be noted on the sticker. Another way to activate a Bank of America Premium Rewards credit card is by using the card issuer’s mobile app. Your new Bank of America Premium Rewards credit card will be ready to make purchases in just a few minutes no matter which method you use to activate it. Bank of America does not have a certain time limit within which you need to activate your card, but it’s best to do it as soon as possible. How to Activate a Bank of America Premium Rewards credit card By phone: Call 1 (800) 276-9939 or the number on the sticker attached to the front of the card. Verify your personal information (e.g. Social Security number, card number, or phone number associated with your application) to activate your Bank of America Premium Rewards credit card. On the website: Log in to your Bank of America account (or create an account if you don’t have one) and find the activation page. Enter any required security information, including your Social Security number and the last six digits of your new card number. Activate your Bank of America Premium Rewards credit card as instructed. On mobile: Log in to the Bank of America mobile app using the same credentials that you’d use to log in online. Tap the credit card activation button, then enter any security information that’s requested on the following page. Your new Bank of America Premium Rewards credit card will be available for purchases immediately after activation. If you have any trouble activating your card, Bank of America customer service can always help you out. You can give them a call at 1 (800) 732-9194.

Ad Disclosure Ad Disclosure

How do I activate my Bank of America Premium Rewards credit card?

Report Abuse

This question is about the Bank of America® Premium Rewards® credit card

see this user

Chip Lupo, Credit Card Writer

@CLoop • 06/02/22 This answer was first published on 06/02/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

Permalink Report Abuse

To activate a Bank of America Premium Rewards credit card, call the number on the activation sticker that’s attached to the card or go to the Bank of America activation website, which will also be noted on the sticker. Another way to activate a Bank of America Premium Rewards credit card is by using the card issuer’s mobile app.

Your new Bank of America Premium Rewards credit card will be ready to make purchases in just a few minutes no matter which method you use to activate it. Bank of America does not have a certain time limit within which you need to activate your card, but it’s best to do it as soon as possible.

How to Activate a Bank of America Premium Rewards credit card

By phone: Call 1 (800) 276-9939 or the number on the sticker attached to the front of the card. Verify your personal information (e.g. Social Security number, card number, or phone number associated with your application) to activate your Bank of America Premium Rewards credit card.
On the website: Log in to your Bank of America account (or create an account if you don’t have one) and find the activation page. Enter any required security information, including your Social Security number and the last six digits of your new card number. Activate your Bank of America Premium Rewards credit card as instructed.
On mobile: Log in to the Bank of America mobile app using the same credentials that you’d use to log in online. Tap the credit card activation button, then enter any security information that’s requested on the following page.

Your new Bank of America Premium Rewards credit card will be available for purchases immediately after activation. If you have any trouble activating your card, Bank of America customer service can always help you out. You can give them a call at 1 (800) 732-9194.

Is The Bank of America Premium Rewards credit card a Visa or Mastercard?

The Bank of America® Premium Rewards® credit card is a Visa, not a Mastercard. You can use your Bank of America Premium Rewards credit card at nearly 11 million merchants that accept Visa nationwide, and you can use it abroad in more than 200 countries and territories.

There are a few differences between Visa and Mastercard credit cards, such as the network-level benefits they offer, but those differences are relatively small. The two card networks have a lot in common, including extensive worldwide acceptance. As a result, it’s...

read full answer

What is the Bank of America Premium Rewards credit card exchange rate?

The Bank of America Premium Rewards credit card exchange rate is Visa’s exchange rate on the date you make an international purchase. Visa exchange rates change on a daily basis, and they update these rates each day on their website.

While credit card exchange rates normally also include foreign transaction fees, the Bank of America Premium Rewards credit card does not charge foreign fees. This means the Bank of America Premium Rewards credit card will save cardholders 1.54% on purchases with international merchants, compared to the average credit card offer. As long as cardholders avoid dynamic currency conversion,...

read full answer

What is the average credit card activation time limit?

Unfortunately most issuers won't disclose their credit card activation time limit. But a fair assumption, based on what most cardholders report, is between 60 and 90 days.
Nevertheless, your card will appear on your credit report even if you don't activate it. That won't drastically affect your credit score. But it will improve your credit utilization ration ratio, even if you never activate the card.

read full answer

Did we answer your question?

WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.

WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.

Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.

WalletHub Transparency

We are committed to being fully transparent with our readers. Opinions expressed here are the author’s and/or WalletHub editors'. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. In addition, it is not any company’s responsibility to ensure all questions are answered.