Chip Lupo, Credit Card Writer
@CLoop
To activate a Bank of America Premium Rewards credit card, call the number on the activation sticker that’s attached to the card or go to the Bank of America activation website, which will also be noted on the sticker. Another way to activate a Bank of America Premium Rewards credit card is by using the card issuer’s mobile app.
Your new Bank of America Premium Rewards credit card will be ready to make purchases in just a few minutes no matter which method you use to activate it. Bank of America does not have a certain time limit within which you need to activate your card, but it’s best to do it as soon as possible.
How to Activate a Bank of America Premium Rewards credit card
- By phone: Call 1 (800) 276-9939 or the number on the sticker attached to the front of the card. Verify your personal information (e.g. Social Security number, card number, or phone number associated with your application) to activate your Bank of America Premium Rewards credit card.
- On the website: Log in to your Bank of America account (or create an account if you don’t have one) and find the activation page. Enter any required security information, including your Social Security number and the last six digits of your new card number. Activate your Bank of America Premium Rewards credit card as instructed.
- On mobile: Log in to the Bank of America mobile app using the same credentials that you’d use to log in online. Tap the credit card activation button, then enter any security information that’s requested on the following page.
Your new Bank of America Premium Rewards credit card will be available for purchases immediately after activation. If you have any trouble activating your card, Bank of America customer service can always help you out. You can give them a call at 1 (800) 732-9194.

Bank of America® Premium Rewards® credit card
Bank of America® Premium Rewards® credit card
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