Chip Lupo, Credit Card Writer
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The main Bank of America Premium Rewards credit card requirements are that an applicant must be at least 18 years old with a valid Social Security number or Individual Taxpayer Identification number. Applicants must also have a physical U.S. address, enough income to make monthly minimum payments, and excellent credit.
Bank of America Premium Rewards credit card Requirements
- At least 18 years old
- Physical U.S. address (no P.O. boxes)
- Proof of enough income to make the monthly minimum payment
- Social Security number or ITIN
- Excellent credit
- Checking or savings account
If you apply for the Bank of America Premium Rewards credit card, it’s important that you enter all required information completely and accurately. Knowingly reporting false or misleading information on a credit card application is a federal crime.
Bank of America® Premium Rewards® credit card
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