You can check your BankAmericard Secured application status online or over the phone at (855) 307-3887. Bear in mind that you will need to provide your last name and date of birth, along with the last 4 digits of your Social Security Number and your ZIP code.
Here is how to check your BankAmericard Secured application status online:
Enter your last name, date of birth the last 4 digits of your Social Security Number, and your ZIP code.
Click "Submit" to view your BankAmericard Secured application status.
You may call or use the online application status tool as frequently as you want. However, keep in mind that processing a Bank of America credit card application may take up to 30 days.
It can take as little as a minute to get approved for a Bank of America credit card, but it can also take up to 30 days in some cases. Most applicants, however, receive a decision within a few days if they don’t get one instantly.
In particular, things like incomplete or incorrect information on the application can drag out the process. If Bank of America sends you a message requesting additional information to evaluate your application, be sure to reply as quickly as possible.… read full answer
How to Check the Status of Your Bank of America Credit Card Application
Online: To check the status of your credit card application online, visit Bank of America’s dedicated webpage. Type your last name, date of birth, last 4 digits of your Social Security Number and your ZIP code. Then, click “Submit.”
Over the phone: You can also check the status of your application by calling customer service at (866) 422-8089 any time after you submit it.
If it’s been 30 days and your application has not been approved or denied yet, you should call customer service at (800) 732-9194 to inquire.
If your Bank of America credit card application is approved, it should take an additional 7 to 10 business days for the card to arrive by mail. But you can call customer service and ask for expedited delivery, which will cut that time down to 1 to 3 business days. You may be charged a fee for expedited shipping, though.
The minimum credit score required for the BankAmericard Secured credit card is at least 300. This means that the BankAmericard Secured credit card accepts people with bad credit.
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the BankAmericard Secured Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.… read full answer
However, secured cards offer the closest thing you can get to guaranteed approval from a credit card. As a result, you should have no problem getting this card if you have a valid Social Security number, a U.S. mailing address and the money for the security deposit.
The starting credit limit for the Bank of America Secured card is $300. Keep in mind that this amount is a refundable deposit and will be provided by you upon account opening.
You could increase your limit up to $4,900 by adding to your deposit. For this, you’ll have to call … read full answer(800) 732-9194 or sign in to your account.
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