How much is the starting BankAmericard for Students card credit limit?

The Bank of America student credit cards don't have maximum credit limits, but their minimum credit limit for student cards is $500, according to a Bank of America customer service representative. That means if you're approved for a Bank of America student card, whether it's the BankAmericard for Students or either of BofA's rewards cards for students, the lowest credit limit you'll get is $500.

Bank of America currently has 3 credit cards for students: the Bank of America Cash Rewards Credit Card for Students, the Bank of America Travel Rewards Credit Card for Students, and the BankAmericard® Credit Card for Students. All 3 cards require only limited credit history for approval.

Cardholders report initial BankAmericard for Students credit limits of about $500. However, the issuer, Bank of America in this case, is likely to grant credit limit increases after at least 6 months of responsible use.

The limit may appear modest, but in general, student credit cards come with lower credit limits than other consumer cards. Issuers determine a card’s credit limit on an individual basis based upon your credit score, income, monthly expenses, and existing debt levels.