What's the starting credit limit for the Bank of America Unlimited Cash Rewards for Students card? This question is about the Bank of America® Unlimited Cash Rewards credit card for Students

What's the starting credit limit for the Bank of America Unlimited Cash Rewards for Students card?

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This question is about the Bank of America® Unlimited Cash Rewards credit card for Students

Evelyn Boros, Credit Cards Moderator

@evelyn_boros • 09/06/21 This answer was first published on 09/06/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The Bank of America® Unlimited Cash Rewards credit card for Students credit limit is usually around $300 to start, according to Bank of America customer service representatives. The issuer does not include any specific Bank of America® Unlimited Cash Rewards credit card for Students credit limit information in the card’s terms, though.

For the most part, Bank of America® Unlimited Cash Rewards credit card for Students credit limits depend on each applicant’s overall creditworthiness. Those with the highest income and best credit scores will generally be offered the highest starting credit limits.

That said, the Bank of America® Unlimited Cash Rewards credit card for Students credit limit that you start with isn’t necessarily your credit line forever. You can ask to get a credit limit increase from your online banking account or by calling the Bank of America customer service number on the back of your card. But it’s best not to request an increase more than once a year. Bank of America will also evaluate your account periodically to determine whether you are eligible for a credit limit increase. Paying on time and keeping your credit utilization low are key for getting unsolicited credit line increases with Bank of America.

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