Bank of America travel insurance benefits include lost and damaged luggage reimbursement, trip cancellation coverage, and rental car insurance, among others. To be eligible for travel insurance coverage, you’ll need to pay for your travel using your Bank of America credit card.
Types of Bank of America Travel Insurance
Trip delay insurance: Reimburses you when a trip starts late because of situations you can’t control (bad weather, mechanical breakdowns, etc.).
Trip cancellation/interruption insurance: Pays out when your trip ends early or gets cancelled because of something out of your control. Reasons include sickness and death of a family member.
Baggage delay/loss insurance: Pays you when a travel provider loses your baggage, damages it, or sends it late. Some items are excluded, like medical equipment, documents, and animals.
Rental car insurance: Reimburses you in the event of collision damage or theft. Certain car types and driving situations are excluded.
Travel and emergency assistance services: Provides referrals for medical and legal assistance, arranges for emergency transportation, and helps change travel reservations. Service is available 24 hours a day, 365 days a year.
Emergency evacuation and transportation coverage: If you or a member of your immediate family are injured or become sick during a trip far from home that results in an emergency evacuation, you can be covered for eligible medical services and transportation.
Roadside dispatch: 24/7 hotline for services such as towing (up to five miles), tire changes, jump starts, fuel delivery, and lockout assistance (no key replacement).
Check the guide to benefits that came with your Bank of America credit card to see which types of travel insurance are included. The guide will also show coverage amounts and other details on each of your travel insurance benefits.
The issuer does not disclose any specific information regarding the Bank of America Customized Cash Rewards credit card travel insurance. The card may offer it as part of the Visa Signature benefits, but it is not guaranteed. So, make sure to check the guide to benefits that came with your Bank of America Customized Cash Rewards credit card to see which perks are included with your card.
In general, travel insurance includes travel accident insurance, lost/damaged luggage reimbursements, baggage delay insurance, and emergency assistance.
The Bank of America® Travel Rewards credit card counts as travel everything from airfare, hotel reservations and car rentals to toll fares, tickets to tourist attractions, and rideshare services. Travel-related goods and services must be categorized with an eligible merchant category code to count as a travel purchase. A merchant category code is assigned by the major credit card networks to each purchase based on the merchant’s or service’s line of business.
What Counts as Travel for Bank of America Travel Rewards?
The Bank of America Travel Rewards credit card may offer trip cancellation insurance as part of the Visa Signature benefits, but it is not guaranteed. Bank of America does not disclose any specific information regarding the card’s travel insurance benefits. However, the Bank of America Travel Rewards credit card certainly comes with some travel perks, such as 0% foreign transaction fees and emergency card replacement.
How Visa Signature Trip Cancellation Works
The Visa Signature trip cancellation insurance offers compensation if your trip has to be ended early...
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