You can set a Bank of America travel notice online, in the Bank of America app, or by phone at (800) 432-1000. Although Bank of America allows you to set an online notice, it doesn’t require you to do so. You only have to make sure your bank has your email address and mobile phone number so you can be reached while you’re traveling, if suspicious activity is detected.
Here’s how to set a Bank of America travel notice:
Provide a contact phone number and any additional details you want to mention.
Submit your notice.
If you’d rather submit your travel notice through the Bank of America app, you can find the option under the card settings menu. And if calling is more convenient for you, you can dial (800) 432-1000, enter your card number, and then tell the representative you’d like to set a travel notice. This also happens to be the number you should call if you forget to set a travel notice and BofA puts a hold on your account.
Those no foreign fee BofA cards clearly are a better choice for international spending than the ones with a 3% surcharge for everything you buy abroad. That’s actually one of the highest foreign fees on the market. So international shoppers need to be careful when picking a Bank of America credit card and perhaps consider cards from other issuers too.
Some Bank of America credit cards have a 3% foreign transaction fee.
Other Bank of America credit cards have no foreign transaction fee.
Foreign transaction fees can apply when you travel abroad or make online purchases from foreign merchants.
At 3%, the Bank of America foreign transaction fee is too steep for anyone planning to make international purchases. But the cards that charge it are meant more for everyday spending than travel. The good news is there are a handful of foreign fee-less alternatives.
You don’t need to let your credit card company know you’re traveling, but it’s always a good idea. To protect you from fraud, credit card issuers look for charges that seem to be out of the ordinary, or “suspicious activity.” So, if they suddenly start seeing charges pop up on your card in a different state or country, they may decline the charge, assuming it’s fraudulent. In order to keep your credit card from being declined while you’re traveling abroad, you should submit a travel notice to your issuer.… read full answer
Issuers like Capital One and Barclaycard have stopped recommending travel notices, thanks to the increased security of EMV chip cards. They still offer the ability to set a travel notification, but state that it’s not necessary. American Express has actually stopped letting cardholders set travel notices altogether, saying their confidence in their fraud protection makes it unnecessary.
Submitting a travel notice to your credit card company can be done quickly and simply. Most credit card issuers let you submit a travel notice online or through their app. If you’re not sure how to submit a travel notice, you can always call the number on the back of your card and submit a travel notice over the phone. When you submit a travel notice, you should tell your issuer where exactly you’ll be traveling and the dates of your trips. If you’re going to multiple destinations, be sure to make that clear.
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