Cameron DiGiovanni, Writer
@cdigiovanni20
Your Bank of America Travel Rewards credit card approval odds are good if you have a credit score of 750+, which is considered excellent credit. Approval odds for the Bank of America Travel Rewards credit card will also be influenced by your annual income and existing debts. Applicants will need to be 18+ years old with a U.S. mailing address and an SSN or ITIN, as well.
What You Need for Good Bank of America Travel Rewards credit card Approval Odds
- Excellent credit
- Enough income to pay credit card bills
- Low debt relative to income
- Low housing costs relative to income
- U.S. mailing address
- Age of 18+
- Social Security Number or Individual Taxpayer Identification Number
Keep in mind that many of these are guidelines rather than requirements. For example, you may have a low annual income but no debts and still get approved.
To get a better sense of your approval odds before applying for a Bank of America Travel Rewards credit card, you can check to see if you’re pre-qualified for any offers on the Bank of America website. Pre-qualifying does not guarantee approval, but it does indicate that you have pretty good odds of getting approved for certain cards, and it won’t affect your credit score.
If you want to enhance your application by improving your credit score, WalletHub’s free credit analysis can tell you what steps to take.
Bank of America® Travel Rewards credit card
Bank of America® Travel Rewards credit card
People also ask
What's the easiest Bank of America credit card to get?
The easiest Bank of America credit card to get is the Bank of America® Customized Cash Rewards Secured Credit Card because applicants can get approved with bad credit. This means the odds of approval are good even with a credit score below 640. On the other hand, the majority of Bank of America credit cards require excellent credit in order to qualify.
Easiest Bank of America Credit Cards to Get
- Bank of America® Customized Cash Rewards Secured Credit Card: requires bad credit or better
- BankAmericard® Secured Credit Card: requires bad...
What credit score do you need for a Bank of America credit card?
You need a credit score of 750 or higher for the best Bank of America credit card offers, though other options are available for people with lower scores. For example, it is possible to get approved for certain Bank of America credit cards even if you have bad credit.
Bank of America Credit Score Requirements by Card
| Card: | Minimum Credit Score: | Minimum Credit: |
| ... | 300+ | Bad credit |
Does getting pre-qualified hurt your credit score?
Getting pre-qualified does not hurt your credit score. A pre-qualification only triggers a soft credit inquiry, so your credit report won't be fully pulled and analyzed, and your credit score will be unaffected.
However, once you apply for a specific credit card or mortgage, you will trigger a hard inquiry. Hard inquiries directly impact your credit score, lowering it by up to 5 - 10 points, but scores usually recover within a few months. Hard inquiries...
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