Select “Create or Change PIN” and follow the steps from there.
Even though the Bank of America Travel Rewards credit card has the chip-and-PIN feature, cardholders may still be asked for a signature instead of a PIN when they use the card to make many purchases. Having chip-and-PIN technology can certainly come in handy in some situations, though. For example, chip-and-signature cards might not work at unattended kiosks abroad, but a chip-and-PIN card will.
Bank of America Travel Rewards credit card does use chip-and-PIN technology, which provides an additional layer of security and makes it easier to spend money abroad. In fact, all Bank of America credit cards are chip-and-PIN-enabled. Just note that the technology may help reduce certain types of fraud that can result from third-party or merchant compromise, but it will not prevent a compromise. If you notice any suspicious activity, call the number on the back of your card.
You can redeem Bank of America Travel Rewards credit card points for statement credit to cover travel purchases made in the past 12 months. The card’s points can also be used for gift cards or for cash back, via paper check or a Bank of America deposit-account credit.
You can redeem your points by signing in to your account … read full answeronline or on the BofA mobile app, or by calling (800) 434-8313. The Bank of America Travel Rewards credit card gives at least 1.5 points per $1 spent on purchases, so that can add up quickly.
How to Redeem Bank of America Travel Rewards credit card Points Online
Select the Bank of America Travel Rewards credit card.
Click on the “Rewards” tab.
Browse the rewards options and redeem your Travel Rewards points.
If you travel frequently, you should have no trouble redeeming your Bank of America Travel Rewards credit card points. While you can’t actually use points to purchase travel directly, you can pay for a travel purchase with the card through the BofA Travel Center and earn 3 points per $1 spent. Two days later, you can redeem those points to count toward the travel purchase as long as you have at least 2,500 points ($25 travel value).
If you don’t want to wait, you can redeem immediately for cash back once you’ve collected at least 2,500 points ($15 cash back value). But you’ll need at least 3,125 points to use Travel Rewards points for gift cards.
What Counts as Travel for the Bank of America Travel Rewards credit card?
One great thing about redeeming Bank of America Travel Rewards credit card points for your travel purchases is BofA’s broad interpretation of what counts as a travel purchase. You can use points toward purchases at places like:
Boat rental agencies
As you can see, the redemption options given by Bank of America Travel Rewards credit card offer great flexibility. On top of that, there are no blackout dates or restrictions.
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