What is the Bank of America Travel Rewards credit limit?

Bank of America does not include any specific Bank of America Travel Rewards credit card credit limit information in the card’s terms. For the most part, Bank of America Travel Rewards credit card credit limits depend on each applicant’s overall creditworthiness. Those with the highest income and best credit scores will generally be offered the highest starting credit limits.

That said, the Bank of America Travel Rewards credit card credit limit that you start with isn’t necessarily your credit line forever. You can ask to get a credit limit increase by calling the Bank of America customer service number on the back of your card, but it’s best not to do that more than once a year. Bank of America will also evaluate your account periodically to determine whether you are eligible for a credit limit increase. Paying on time and keeping your credit utilization low are key for getting unsolicited credit line increases with Bank of America.

The minimum Bank of America Travel Rewards credit limit is $500. I'm not sure what the maximum is, but they approved me for $3,500. It depends on your entire financial situation, like what income you have, how your credit is doing, how many other cards you have active, stuff like that.