Does the Bank of America Travel Rewards card have pre-approval? This question is about the Bank of America® Travel Rewards credit card

Yes, the Bank of America Travel Rewards credit card does have pre-approval. Bank of America has an online pre-approval page where potential applicants can quickly check their odds of approval for certain Bank of America credit cards before they actually apply for one. Current Bank of America customers may also receive pre-approved offers periodically by e-mail or when logging into their card’s online account. And in some cases, Bank of America will send people pre-approved offers for a specific credit card in the mail. Getting pre-approved for a Bank of America Travel Rewards credit card indicates that your chances of being approved for an account are very high, should you decide to apply. It does not mean that approval is guaranteed. How to Check for Bank of America Travel Rewards credit card Pre-Approval Online Click “Find a Credit Card Quickly” on the Bank of America website. Log in to your Bank of America account or select “Continue without signing in.” Enter your full name, birthdate, and the last four digits of your Social Security number. Click “Show me my offers” to view any pre-approved offers. If you are pre-approved online, you will see all Bank of America credit cards that will give you the highest odds of approval, which may or may not include the Bank of America Travel Rewards credit card. Once you are pre-approved, you can apply for the card of your choice directly from the pre-approval site. Simply click the button next to the card you want, and you will be directed to the card’s application page. To respond to a Bank of America Travel Rewards credit card pre-approved offer received in the mail, visit the website listed in your pre-approval letter and enter the invitation code included with your offer. This allows Bank of America to flag the application as pre-approved. Bank of America Travel Rewards credit card pre-approvals do not affect your credit score, as they’re done using a soft “pull,” or inquiry. But if you decide to submit an application for the Bank of America Travel Rewards credit card, Bank of America will conduct a hard inquiry, which will lead to a slight, but temporary decrease in your credit score.

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Does the Bank of America Travel Rewards card have pre-approval?

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This question is about the Bank of America® Travel Rewards credit card

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Chip Lupo, Credit Card Writer

@CLoop • 05/27/21 This answer was first published on 05/27/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Yes, the Bank of America Travel Rewards credit card does have pre-approval. Bank of America has an online pre-approval page where potential applicants can quickly check their odds of approval for certain Bank of America credit cards before they actually apply for one. Current Bank of America customers may also receive pre-approved offers periodically by e-mail or when logging into their card’s online account. And in some cases, Bank of America will send people pre-approved offers for a specific credit card in the mail.

Getting pre-approved for a Bank of America Travel Rewards credit card indicates that your chances of being approved for an account are very high, should you decide to apply. It does not mean that approval is guaranteed.

How to Check for Bank of America Travel Rewards credit card Pre-Approval Online

Click “Find a Credit Card Quickly” on the Bank of America website.
Log in to your Bank of America account or select “Continue without signing in.”
Enter your full name, birthdate, and the last four digits of your Social Security number.
Click “Show me my offers” to view any pre-approved offers.

If you are pre-approved online, you will see all Bank of America credit cards that will give you the highest odds of approval, which may or may not include the Bank of America Travel Rewards credit card. Once you are pre-approved, you can apply for the card of your choice directly from the pre-approval site. Simply click the button next to the card you want, and you will be directed to the card’s application page.

To respond to a Bank of America Travel Rewards credit card pre-approved offer received in the mail, visit the website listed in your pre-approval letter and enter the invitation code included with your offer. This allows Bank of America to flag the application as pre-approved.

Bank of America Travel Rewards credit card pre-approvals do not affect your credit score, as they’re done using a soft “pull,” or inquiry. But if you decide to submit an application for the Bank of America Travel Rewards credit card, Bank of America will conduct a hard inquiry, which will lead to a slight, but temporary decrease in your credit score.

What does prequalified mean for a credit card?

Being pre-qualified for a credit card means the issuer has done a soft pull of your credit history and concluded that you are a good fit. It also means you have an 80%+ chance of acceptance if you decide to apply for the card in question. It’s very similar to pre-approval in those regards. The main difference is who makes the first move. If a credit card company sends you an offer, it’s probably pre-approval. But...

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What's the difference between pre-approved and pre-qualified credit cards?

Pre-approved and pre-qualified credit card offers both indicate that a potential applicant is likely to be approved, but they are used in slightly different situations. Being pre-approved means the issuer sent you an offer, while pre-qualification usually means you checked your approval odds through the issuer’s website. However, the terms are often used interchangeably.

Both pre-approved and pre-qualified credit card offers have no effect on your credit standing, as issuers only use a soft pull...

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What credit cards can I pre-qualify for?

To find a list of cards that you qualify for, check out WalletHub's free CardAdvisor tool.

It looks at things like your credit score & credit history, what you need the card for, etc. and give you a custom list of credit cards, tuned specifically to your needs & possibilities.

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