Yes, the Bank of America Travel Rewards credit card does have pre-approval. Bank of America has an online pre-approval page where potential applicants can quickly check their odds of approval for certain Bank of America credit cards before they actually apply for one. Current Bank of America customers may also receive pre-approved offers periodically by e-mail or when logging into their card’s online account. And in some cases, Bank of America will send people pre-approved offers for a specific credit card in the mail.
Getting pre-approved for a Bank of America Travel Rewards credit card indicates that your chances of being approved for an account are very high, should you decide to apply. It does not mean that approval is guaranteed.
How to Check for Bank of America Travel Rewards credit card Pre-Approval Online
- Click “Find a Credit Card Quickly” on the Bank of America website.
- Log in to your Bank of America account or select “Continue without signing in.”
- Enter your full name, birthdate, and the last four digits of your Social Security number.
- Click “Show me my offers” to view any pre-approved offers.
If you are pre-approved online, you will see all Bank of America credit cards that will give you the highest odds of approval, which may or may not include the Bank of America Travel Rewards credit card. Once you are pre-approved, you can apply for the card of your choice directly from the pre-approval site. Simply click the button next to the card you want, and you will be directed to the card’s application page.
To respond to a Bank of America Travel Rewards credit card pre-approved offer received in the mail, visit the website listed in your pre-approval letter and enter the invitation code included with your offer. This allows Bank of America to flag the application as pre-approved.
Bank of America Travel Rewards credit card pre-approvals do not affect your credit score, as they’re done using a soft “pull,” or inquiry. But if you decide to submit an application for the Bank of America Travel Rewards credit card, Bank of America will conduct a hard inquiry, which will lead to a slight, but temporary decrease in your credit score.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines
. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.