What are the best Bank of America Travel Rewards credit card promotions?

The best Bank of America credit card with a $200 bonus is the Bank of America® Customized Cash Rewards credit card. It offers $200 for spending $1,000 in the first 90 days after opening the account. That’s one of the best cash back credit card bonuses currently available, and it’s made even better by the fact that the card has a $0 annual fee. In addition, the Bank of America Customized Cash Rewards credit card offers extensive ongoing bonus cash back rewards on purchases: 3% cash back in a category of your choice and 2% back at grocery stores and wholesale clubs (up to $2,500 spent quarterly), plus unlimited 1% cash back on all other purchases.… read full answer

Best Bank of America Credit Cards With a $200 Bonus

• Bank of America® Customized Cash Rewards credit card: Online offer of $200 for spending $1,000 in the first 90 days
• Bank of America® Unlimited Cash Rewards credit card: Online offer of $200 online cash rewards for spending $1,000 in the first 90 days
• Bank of America® Unlimited Cash Rewards credit card for Students: Online offer of $200 after spending $1,000 in the first 90 days
• Bank of America® Customized Cash Rewards Credit Card for Students: Online offer of $200 for spending $1,000 in the first 90 days

Aside from initial bonuses, Bank of America cash back credit cards also offer attractive ongoing spending rewards. Lastly, there are a few Bank of America credit cards with a bonus valued at $200 or more, but they offer points rather than cash back. Some options to consider include the Bank of America® Travel Rewards credit card (25,000 points for spending $1,000 in the first 90 days), the Bank of America® Travel Rewards Credit Card for Students (25,000 points for spending $1,000 in the first 90 days) and the Bank of America® Premium Rewards® credit card (50,000 points for spending $3,000 in the first 90 days). The value of Bank of America rewards points will vary depending on how you redeem them and the card you have.

If you’re not tied to Bank of America as an issuer, feel free to also check out some of the best cash back credit cards on the market.

The Bank of America Travel Rewards credit card does not have trip cancellation insurance. The Bank of America Travel Rewards credit card does come with some travel perks, such as rental car insurance, a 0% foreign transaction fee and emergency card replacement, but no trip cancellation coverage.

Even though the Bank of America Travel Rewards credit card is not jam-packed with travel benefits, it’s still a great card for people who want minimal fees and a straightforward rewards program. If you want a card with trip cancellation insurance and lots of extra travel perks, consider applying for the Bank of America® Premium Rewards® credit card instead.… read full answer

You can redeem Bank of America Travel Rewards credit card points for statement credit to cover travel purchases made in the past 12 months. The card’s points can also be used for gift cards or for cash back, via paper check or a Bank of America deposit-account credit.

You can redeem your points by signing in to your account … read full answeronline or on the BofA mobile app, or by calling (800) 434-8313. The Bank of America Travel Rewards credit card gives at least 1.5 points per $1 spent on purchases, so that can add up quickly.

How to Redeem Bank of America Travel Rewards credit card Points Online

1. Log in to your Bank of America account online.
2. Select the Bank of America Travel Rewards credit card.
3. Click on the “Rewards” tab.
4. Browse the rewards options and redeem your Travel Rewards points.

If you travel frequently, you should have no trouble redeeming your Bank of America Travel Rewards credit card points. While you can’t actually use points to purchase travel directly, you can pay for a travel purchase with the card through the BofA Travel Center and earn 3 points per $1 spent. Two days later, you can redeem those points to count toward the travel purchase as long as you have at least 2,500 points ($25 travel value).

If you don’t want to wait, you can redeem immediately for cash back once you’ve collected at least 2,500 points ($15 cash back value). But you’ll need at least 3,125 points to use Travel Rewards points for gift cards.

What Counts as Travel for the Bank of America Travel Rewards credit card?

One great thing about redeeming Bank of America Travel Rewards credit card points for your travel purchases is BofA’s broad interpretation of what counts as a travel purchase. You can use points toward purchases at places like:

• Circuses
• Art galleries
• Amusement parks
• Tourist attractions
• Boat rental agencies
• Zoos
• Plane tickets
• Hotel reservations
• Airbnb rentals

As you can see, the redemption options given by Bank of America Travel Rewards credit card offer great flexibility. On top of that, there are no blackout dates or restrictions.