How do I set up Bank of America Unlimited Cash Rewards credit card automatic payments?

To set up autopay on a Bank of America credit card, log in to your BofA online account and click on the Bill Pay tab, then select “Set Up AutoPay.” Next, choose “Set Up Based on the eBill” to make payments based on the amount of each bill, or “Set Up a Regular Schedule” to make fixed payments at regular intervals (e.g. weekly). Then, choose the account you will pay from, how much to pay, and the date on which you want the payment to be sent. Finally, select “Start Sending Payments.”… read full answer

You can also set up autopay on a Bank of America credit card through the BofA mobile app. Just log in, go to the Bill Pay section, and tap “Add Autopay.” But in order to be eligible to make automatic payments on your Bank of America credit card, whether online or via the app, you must first be enrolled in electronic billing. To enroll, click “Request eBills” on the Bill Pay tab.

It’s also important to note that if you plan to make automatic payments from a non-BofA bank account, you will have to add its account number and routing number first. You can do this under the Bill Pay tab by clicking “Manage Accounts,” then choosing the “Other Pay From Accounts” tab, clicking “Add a Pay From account you own at another institution,” and filling in the details.

Bank of America rewards do not expire as long as the account is open and in good standing. You will forfeit any rewards you have yet to redeem if you or Bank of America closes your account for any reason.

Although Bank of America rewards don't expire until the account is closed, it's still a good idea to redeem your rewards as often as possible. Just bear in mind that Bank of America will not allow you to earn or redeem any rewards whenever you're late making the minimum payments.… read full answer

The Bank of America® Unlimited Cash Rewards credit card credit score requirement is 750 or better. That means people with excellent credit have a shot at getting approved for the Bank of America Unlimited Cash Rewards credit card.

You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Bank of America Unlimited Cash Rewards credit card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.… read full answer

If you excel in other areas, you might be able to get approved with a slightly lower credit score in some cases. But it’s best to wait to apply until you meet the Bank of America Unlimited Cash Rewards credit card credit score requirement. You can check your credit score for free on WalletHub.