Does Bank of America Unlimited Cash Rewards Card offer an extended warranty?

Bank of America credit cards do not cover cell phone insurance. The Bank of America cell phone insurance benefit was removed from Bank of America World Mastercard and World Elite Mastercard offers, and Bank of America Visa cards do not offer the benefit.

It is possible that you’d be able to use the extended warranty or purchase security benefits that come on some Bank of America cards––such as Premium Rewards––to cover a cell phone. That said, BofA customer service was unable to confirm whether cell phone coverage was included in this way.... read full answer

If cell phone protection is important to you, consider applying for the Wells Fargo Cash Wise Visa card or the U.S. Bank Visa Platinum card instead.

The benefits of Bank of America credit cards include several types of travel insurance, purchase protection, and up to $200 in travel credits. These benefits are mostly found on the top-tier Bank of America credit cards, though many more Bank of America credit cards have contactless chip technology and zero liability fraud protection. To know which perks are included on a specific card, you’ll need to call customer service at ... read full answer1-800-732-9197 or check the Bank of America website.

Bank of America Credit Card Benefits

• Purchase protection
• Up to $200 in travel credits
• Contactless chip technology
• Zero liability fraud protection
• Trip delay reimbursement
• Trip cancellation / interruption insurance
• Baggage delay insurance
• Lost luggage reimbursement
• Return protection
• Extended warranty

In addition to having some or all of these card perks, it’s important to remember that many Bank of America credit cards also give rewards. Rewards aren’t generally considered card benefits, but having a credit card that earns great rewards can be a big asset to cardholders. As long as you use your card responsibly and maximize the various benefits that Bank of America offers, you should come out well ahead of any annual fees that Bank of America cards may charge.

Bank of America purchase protection covers the damage or theft of new retail purchases made with an eligible Bank of America credit card. You are covered for 90 days after the purchase of an eligible item. The benefit will pay to repair or replace the item or reimburse the cardholder. You will be covered for up to the total purchase price or $10,000, whichever is less.... read full answer

Currently, the only Bank of America credit card with purchase protection is the Bank of America® Premium Rewards® credit card.

Here’s how to file a Bank of America purchase protection claim:

To make a Bank of America purchase protection claim, call (888) 221-3289 or visit the Card Benefit Services website within 60 days of the theft or damaging incident. To file a claim for stolen items, you must file a police report within 48 hours of becoming aware of the theft.

You can find a breakdown of Bank of America’s purchase protection rules on the Visa benefits website or in the benefits guide that came with your card. Note that some purchases aren’t eligible for Bank of America purchase protection coverage. These include plants, animals, antiques, motor vehicles (including boats), trailers, software, used items, and more.