How can I freeze my Bank of America Unlimited Cash Rewards Credit Card?

The credit score you need for the Bank of America Unlimited Cash Rewards credit card is 750 or better. That means people with excellent credit have a shot at getting approved for this card.

You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Bank of America Unlimited Cash Rewards credit card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status, and housing status.... read full answer

Since all these criteria are taken into consideration, you might be able to get approved with a slightly lower credit score. But it’s best to wait to apply until you meet the Bank of America Unlimited Cash Rewards credit card credit score requirement. You can check your credit score for free on WalletHub.

To verify a Bank of America® Unlimited Cash Rewards credit card, call Bank of America at 1-800-276-9939 or visit the online card verification page. Once a cardholder verifies their Bank of America Unlimited Cash Rewards credit card, they will be able to start using it for purchases.

Verifying a Bank of America credit card is the same thing as activating it. Different issuers use the words “verification” and “activation” interchangeably.... read full answer

How to Verify a Bank of America Unlimited Cash Rewards credit card

• By phone: Call 1-800-276-9939 and enter your card number and Social Security number when prompted.
• Online: Go to the Bank of America online card verification page. Enter the last 6 digits of your card and your full Social Security number, then submit the verification.

If you have any trouble verifying your Bank of America Unlimited Cash Rewards credit card, you can always call customer service at 1-800-432-1000 for assistance. It’s best to verify your card as soon as possible after receiving it.

Yes, the Bank of America Unlimited Cash Rewards credit card does offer extended warranty protection. The Bank of America Unlimited Cash Rewards credit card extended warranty policy will lengthen the original manufacturer’s warranty by up to 1 extra year for warranties of 3 years or less. The maximum coverage amount per item under the Bank of America Unlimited Cash Rewards credit card extended warranty policy is $10,000. The maximum coverage amount per year under this policy is $50,000.... read full answer

Bank of America Unlimited Cash Rewards credit card extended warranty protection does not cover motorized vehicles, live animals, live plants, or used items, among other things. For more details on this perk’s terms and conditions, refer to the guide to benefits that came with your Bank of America Unlimited Cash Rewards credit card or ask Bank of America customer service.

In addition to extended warranty coverage, the Bank of America Unlimited Cash Rewards credit card offers overdraft protection, emergency card replacement, and roadside dispatch. It also has an annual fee of $0. All in all, the Bank of America Unlimited Cash Rewards credit card is a good credit card for people who want good rewards for everyday spending.