You cannot freeze your Bank of America Unlimited Cash Rewards credit card. If your Bank of America Unlimited Cash Rewards credit card is lost or stolen, you’ll need to call Bank of America credit card customer service at 1 (800) 732-9194 as soon as possible, so they can cancel the card and send you a new one.
That said, it’s important to remember that you won’t be held responsible for unauthorized purchases, thanks to a $0 fraud liability guarantee.
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Bank of America Unlimited Cash Rewards credit card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.… read full answer
If you excel in other areas, you might be able to get approved with a slightly lower credit score in some cases. But it’s best to wait to apply until you meet the Bank of America Unlimited Cash Rewards credit card credit score requirement. You can check your credit score for free on WalletHub.
Verifying a Bank of America credit card is the same thing as activating it. Different issuers use the words “verification” and “activation” interchangeably.… read full answer
How to Verify a Bank of America Unlimited Cash Rewards credit card
By phone: Call 1-800-276-9939 and enter your card number and Social Security number when prompted.
Online: Go to the Bank of America online card verification page. Enter the last 6 digits of your card and your full Social Security number, then submit the verification.
If you have any trouble verifying your Bank of America Unlimited Cash Rewards credit card, you can always call customer service at 1-800-432-1000 for assistance. It’s best to verify your card as soon as possible after receiving it.
Yes, the Bank of America Unlimited Cash Rewards credit card does offer extended warranty protection. The Bank of America Unlimited Cash Rewards credit card extended warranty policy will lengthen the original manufacturer’s warranty by up to 1 extra year for warranties of 3 years or less. The maximum coverage amount per item under the Bank of America Unlimited Cash Rewards credit card extended warranty policy is $10,000. The maximum coverage amount per year under this policy is $50,000.… read full answer
Bank of America Unlimited Cash Rewards credit card extended warranty protection does not cover motorized vehicles, live animals, live plants, or used items, among other things. For more details on this perk’s terms and conditions, refer to the guide to benefits that came with your Bank of America Unlimited Cash Rewards credit card or ask Bank of America customer service.
In addition to extended warranty coverage, the Bank of America Unlimited Cash Rewards credit card offers overdraft protection, emergency card replacement, and roadside dispatch. It also has an annual fee of $0. All in all, the Bank of America Unlimited Cash Rewards credit card is a good credit card for people who want good rewards for everyday spending.
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