WalletHub, Financial Company
@WalletHub
One of the best Bank of America unsecured credit cards is the Bank of America® Customized Cash Rewards credit card because it rewards users with 1 - 3% cash back on purchases and has a $0 annual fee. This card also has some great promotional offers, including a $200 for spending $1,000 in the first 90 days. Applicants do need excellent credit for approval.
It is worth noting, though, that most Bank of America credit cards are unsecured, with no deposit required. There are options with cash back, travel rewards, low APRs and more.
Here are the best Bank of America Unsecured Credit Cards:
To make sure you find the right credit card terms for your needs, check out other popular BofA cards as well as major unsecured credit cards.

2022's Best Bank of America Credit Cards
Compare CardsArchie Conway, WalletHub Financial Advisor
@ArchieConway
It depends on your credit score. Usually people specify “unsecured” when they have bad credit. But Bank of America doesn’t have any unsecured credit cards for bad credit. Almost all of Bank of America’s unsecured cards require excellent credit. The easiest to get are their student cards, which accept limited credit. But you obviously have to be in school. If you currently have bad credit, the best you’re going to do is the BankAmericard® Secured Credit Card.
Karen Moroz, WalletHub Mortgage Analyst
@nycKaren
The best Bank of America unsecured credit card is the Bank of America® Customized Cash Rewards credit card because it gives 3% cash back in the category of your choice and 2% cash back at grocery stores and wholesale clubs, for the first $2,500 in combined purchases each quarter. It offers 1% cash back on everything else. Plus, there’s a $200 cash bonus for spending $1000 in the first 90 days. The card also has a $0 annual fee.
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