What benefits come with a Bank of America World Mastercard?

The benefits of Bank of America credit cards include several types of travel insurance, purchase protection, and up to $200 in travel credits. These benefits are mostly found on the top-tier Bank of America credit cards, though many more Bank of America credit cards have contactless chip technology and zero liability fraud protection. To know which perks are included on a specific card, you’ll need to call customer service at … read full answer1-800-732-9197 or check the Bank of America website.

Bank of America Credit Card Benefits

• Purchase protection
• Up to $200 in travel credits
• Contactless chip technology
• Zero liability fraud protection
• Trip delay reimbursement
• Trip cancellation / interruption insurance
• Baggage delay insurance
• Lost luggage reimbursement
• Return protection
• Extended warranty

In addition to having some or all of these card perks, it’s important to remember that many Bank of America credit cards also give rewards. Rewards aren’t generally considered card benefits, but having a credit card that earns great rewards can be a big asset to cardholders. As long as you use your card responsibly and maximize the various benefits that Bank of America offers, you should come out well ahead of any annual fees that Bank of America cards may charge.

The MasterCard credit card benefits are:

• Zero liability protection
• Baggage delay insurance
• Rental car insurance
• Lost or damaged luggage insurance
• Travel accident insurance
• Trip cancellation insurance
• Card assistance
• Concierge service
• Luxury travel benefits
• Experiences, promotions and offers

These benefits may vary depending on the type of your credit card, or the issuer.… read full answer

Contact your issuer to find out your complete benefit coverage, as well as its terms and conditions.

World Mastercard is the middle tier for Mastercard network benefits. Its benefits are better than those that come with Standard Mastercard, but not quite as extensive as those granted by World Elite Mastercard. So, if you have a World Mastercard credit card, you get all of the perks afforded to people with Standard Mastercard, plus several extra benefits.… read full answer

Here are some of the best World Mastercard benefits:

• Price Protection: If the price of an item goes down within 120 days of purchase, the difference in price may be reimbursed. For more information, check out WalletHub’s latest Credit Card Price Protection Report.
• Purchase Assurance/Purchase Protection: If an eligible item you buy with your eligible card is broken, lost or stolen within 90 days of purchase, you can get reimbursed up to a set amount per claim and year. You can check out WalletHub’s purchase protection report for more information.
• Rental Car Insurance: Protection from physical damage and theft of eligible rental vehicles paid for with your card. Eligible cardholders must decline the rental agency’s insurance.
• Travel Accident Insurance: In the unfortunate event of death or dismemberment caused by a travel provider, cardholders will be reimbursed up to a set amount. Coverage is for cardholders, domestic partners, and dependent children.
• Trip Cancellation/Interruption Insurance: Reimbursement for nonrefundable charges if a trip is cancelled or interrupted.
• Trip Delay Insurance: Reimbursement for trips delayed 3 hours or more, up to a specified amount per ticket.
• Luggage Insurance: Coverage for lost, stolen or delayed baggage.
• Priceless Experiences: This program offers World Mastercard cardholders exclusive opportunities and access to VIP tickets for sports, festivals, travel tours, and plenty of other events in multiple cities around the world.
• Priceless Golf: Exclusive offers and experiences with the PGA Tour, access to Mastercard's Golf Concierge Services, and lessons to sharpen your game.
• Luxury Hotel & Resorts Portfolio: 3,000+ participating properties where you can get additional perks such as room upgrades, early check-in, and late check-out, when available.
• Airport Concierge: Dedicated meet-and-greet agent to escort you and companions through the airport at 700+ locations worldwide.
• Discounts: Free deliveries and discounts with DoorDash and HelloFresh. This benefit also includes Lyft offers which give cardholders credit for taking rides every month.
• Free nights, car, RV and air: Enjoy free nights at partner hotels, status upgrades on car rentals, savings on air and private jets.

Some notable World Mastercard credit cards are the HSBC Premier World Credit Card and the Citizens Bank Cash Back Plus™ World Mastercard®.

If you’d like to learn more, feel free to check out WalletHub’s comprehensive guide on World Mastercard Benefits. Just keep in mind that your credit card issuer has the final say in whether these benefits are included with your credit card.