Maria Adams, Credit Cards Moderator
Yes, the BankAmericard credit card has an introductory purchase APR of 0% for 21 billing cycles after account opening. Once this intro period expires, any remaining balance on the BankAmericard credit card will be subject to the regular APR of 15.99% - 25.99% Variable.
Since the average 0% intro APR for new purchases lasts 12 months, the BankAmericard credit card offer is above average. The BankAmericard credit card also has a low intro APR for balance transfers, lasting 21 billing cycles for any balance transfers made in the first 60 days. It is accompanied by a balance transfer fee of 3%.
It’s important to remember that even though you don’t pay interest during 0% APR periods, you still must make timely minimum payments each month. You should also consider paying more than the minimum, since you’ll want to pay off the credit card balance before the regular APR kicks in. For help planning your payments, try out WalletHub’s Credit Card Calculator.
BankAmericard® credit card
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