WalletHub, Financial Company
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Your BankAmericard credit card approval odds are good if your have excellent credit (a credit score of 750+). It’s also important to have a high annual income and little existing debt. Bank of America will also review several other key criteria, too, including the applicant’s payment history, employment status, monthly housing payments, number of open credit accounts and more.
Before you apply, consider using Bank of America’s pre-approval tool. You won’t be able to search for the BankAmericard credit card specifically, but the pre-approval tool will display all Bank of America cards for which you may qualify. Pre-approvals are done using a harmless soft inquiry. But if you then decide to apply for a card, Bank of America will perform a hard inquiry, which can cause a short-term drop in your credit score. Keep in mindthat being pre-approved indicates that you have good odds, but doesn’t guarantee that you will get the card.
If you don’t know where you stand in terms of your credit, you can check your credit score, right here on WalletHub. If your credit profile falls outside of the BankAmericard credit card’s range, you may want to consider applying for one of the other BankAmericard credit card-branded offers. College kids with limited credit should be eligible for the BankAmericard® Credit Card for Students. In addition, the BankAmericard® Secured Credit Card is open to applicants with bad credit.

BankAmericard® credit card
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