What are my BankAmericard approval odds?

The BankAmericard credit card credit score requirement is at least 750. That means applicants generally need excellent credit for approval. There are exceptions from time to time, but people with lower scores won't have good odds. A high credit score alone won't even guarantee approval for the BankAmericard credit card.

A credit score requirement is just one element of a credit card's overall approval requirements. Bank of America will also consider other factors, such as your annual income and the amount of debt you have. You'll have to meet certain personal requirements too. For example, you must be at least 18 years old with a physical U.S. mailing address. Bank of America also requires a Social Security number (SSN), Individual Taxpayer Identification number (ITIN) or passport number.

If you don't meet the BankAmericard credit card excellent credit score requirement, consider some other options. The Bank of America® Customized Cash Rewards Secured Credit Card for instance, is an option for people with bad credit. While its approval odds are significantly higher, it does require at least $300 as a refundable security deposit. There are also the Bank of America® Customized Cash Rewards Credit Card for Students and the Bank of America® Travel Rewards Credit Card for Students that are designed for students with Limited History.

Keep in mind that applying for credit cards can temporarily hurt your credit score, so make sure you know where you stand before submitting an application. You can check your score for free right here on WalletHub.

Your Bank of America credit card approval odds are best if you have a credit score of 750 or higher. Most Bank of America credit cards require excellent credit for approval. You can also check for Bank of America pre-approval to get a better sense of your BofA credit card approval odds.… read full answer

The Bank of America credit card with the highest approval odds is the Bank of America® Customized Cash Rewards Secured Credit Card, which you can get with bad credit. If you're in college, there's a very good chance you'll be approved for one of the Bank of America student cards.

In general, your chances of being approved for a Bank of America credit card depend on your credit standing, income and debt, as well as which card you apply for. Bank of America will also consider things like your employment status and how many credit accounts you have open. All applicants need to be at least 18 years old and U.S. residents. Non-resident aliens are eligible for certain credit card offers at local Bank of America financial centers.

Here's what you need for good Bank of America credit card approval odds:

• Bank of America® Customized Cash Rewards Secured Credit Card: $300 minimum security deposit, bad credit accepted.
• BankAmericard® Credit Card for Students: Fair credit or limited, enrollment in a college or university.
• Bank of America® Customized Cash Rewards Credit Card for Students: Fair credit or limited, enrollment in a college or university.
• Bank of America® Travel Rewards Credit Card for Students: Fair credit or limited, enrollment in a college or university.
• Bank of America® Customized Cash Rewards credit card: Excellent credit
• Bank of America® Travel Rewards credit card: Excellent credit
• Bank of America® Premium Rewards® credit card: Excellent credit
• BankAmericard® credit card: Excellent credit

If you want the best Bank of America credit card approval odds, be sure to always pay your bills on time. And keep your credit utilization at 30% or less. You can also take a look at our editor's guide on how to improve your credit score. And if you have your sights set on a card, make sure you know where you stand before applying. You can check your score for free, right here on WalletHub.