What are my BankAmericard approval odds?

The BankAmericard credit score requirement is at least 750. That means applicants generally need excellent credit for approval. There are exceptions from time to time, but people with scores below 750 won’t have good odds. A high credit score alone won’t even guarantee approval for the BankAmericard Credit Card.

The BankAmericard’s credit score requirement is just one element of its overall approval requirements. Bank of America will also consider other factors, such as your annual income and the amount of debt you have. You’ll have to meet certain personal requirements too. For example, you must be at least 18 years old with a physical U.S. mailing address. Bank of America also requires a Social Security number (SSN), Individual Taxpayer Identification number (ITIN) or passport.… read full answer

If you don’t meet the BankAmericard credit score requirement, consider some other options. People with bad credit (a score of 639 or less) can apply for the BankAmericard Secured Card. There are also a few options for students with limited/no credit history.

Your Bank of America credit card approval odds are best if you have a credit score of 750 or higher. Most Bank of America credit cards require excellent credit for approval. You can also check for Bank of America pre-approval to get a better sense of your BofA credit card approval odds.… read full answer

The Bank of America credit card with the highest approval odds is the Bank of America Secured Credit Card, which you can get with bad credit. If you’re in college, there’s a very good chance you’ll be approved for one of the Bank of America student cards.

In general, your chances of being approved for a Bank of America credit card depend on your credit standing, income and debt, as well as which card you apply for. Bank of America will also consider things like your employment status and how many credit accounts you have open.

Here’s what you need for good Bank of America credit card approval odds:

• Bank of America Secured: $300 security deposit (no minimum credit score)
• BankAmericard for Students: Fair or limited credit, enrollment in a college or university
• Bank of America Cash Rewards for Students: Fair or limited credit, enrollment in a college or university
• Bank of America Travel Rewards for Students: Fair or limited credit, enrollment in a college or university
• Bank of America Cash Rewards: Excellent credit (750+ credit score)
• Bank of America Travel Rewards: Excellent credit (750+ credit score)
• Bank of America Premium Rewards: Excellent credit (750+ credit score)
• BankAmericard: Excellent credit (750+ credit score)

If you want the best Bank of America credit card approval odds, be sure to always pay your bills on time. And only use 30% or less of your available credit on any other cards you may have.